IFSC Code of The Shamrao Vithal Cooperative Bank, Bharati Sahakari Bank-New Delhi Branch, Delhi

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, BHARATI SAHAKARI BANK-NEW DELHI branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is SVCB0010015. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHARATI SAHAKARI BANK-NEW DELHI branch, and detailed step-by-step guides for using the IFSC SVCB0010015 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-NEW DELHI branch, the IFSC SVCB0010015 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 010015 identifies this particular branch.

Branch details at a glance

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bharati Sahakari Bank-New Delhi branch — IFSC SVCB0010015 — extends the bank's services to customers in and around Delhi, Delhi.

About this branch

The branch is located at A-4, ROHTAK ROAD, HIGH-WAY 10, PASCHIM VIHAR, NEW DELHI - 110 063.. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0010015 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-NEW DELHI branch came to be assigned the code SVCB0010015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0010015, money simply cannot be routed to the BHARATI SAHAKARI BANK-NEW DELHI branch electronically.

How to transfer money using IFSC SVCB0010015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0010015 across all three.

How to use IFSC SVCB0010015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-NEW DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0010015.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as BHARATI SAHAKARI BANK-NEW DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHARATI SAHAKARI BANK-NEW DELHI

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-NEW DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0010015 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank BHARATI SAHAKARI BANK-NEW DELHI (IFSC SVCB0010015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0010015 in your mobile or internet banking app, and the money is credited to the BHARATI SAHAKARI BANK-NEW DELHI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0010015 for The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-NEW DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bharati Sahakari Bank-New Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0010015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-NEW DELHI is still mapped to IFSC SVCB0010015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0010015 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bharati Sahakari Bank-New Delhi branch

Once you have an account at The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-NEW DELHI, the IFSC SVCB0010015 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bharati Sahakari Bank-New Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-25257230.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0010015

MICR & cheque-truncation details

Cheques drawn on the Bharati Sahakari Bank-New Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0010015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SVCB0010015

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the BHARATI SAHAKARI BANK-NEW DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0010015 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – BHARATI SAHAKARI BANK-NEW DELHI:

• The IFSC is exactly SVCB0010015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and BHARATI SAHAKARI BANK-NEW DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bharati Sahakari Bank-New Delhi branch

The branch is located at A-4, ROHTAK ROAD, HIGH-WAY 10, PASCHIM VIHAR, NEW DELHI - 110 063., which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Bharati Sahakari Bank-New Delhi branch” — the verified location pin for IFSC SVCB0010015 should appear at the top of the results.
2. Confirm the branch is open by calling 11-25257230 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0010015 and your account number.

Verifying IFSC SVCB0010015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0010015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-25257230.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bharati Sahakari Bank-New Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0010015 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0010015 belongs to The Shamrao Vithal Cooperative Bank's BHARATI SAHAKARI BANK-NEW DELHI branch, located at A-4, ROHTAK ROAD, HIGH-WAY 10, PASCHIM VIHAR, NEW DELHI - 110 063. in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.