IFSC Code of The Shamrao Vithal Cooperative Bank, Chiplun Urban Bank-Main Br.Chiplun Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch in CHIPLUN. The 11-digit IFSC SVCB0006002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Shamrao Vithal Cooperative Bank at the CHIPLUN URBAN BANK-MAIN BR.CHIPLUN location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK-MAIN BR.CHIPLUN is SVCB0006002. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006002 map to this branch in CHIPLUN, MAHARASHTRA.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chiplun Urban Bank-Main Br.Chiplun branch — IFSC SVCB0006002 — extends the bank's services to customers in and around Chiplun, Maharashtra.

Branch details at a glance

About the Chiplun Urban Bank-Main Br.Chiplun branch

The Chiplun Urban Bank-Main Br.Chiplun branch of The Shamrao Vithal Cooperative Bank is situated at BAZARPETH, MAIN ROAD, CHIPLUN,PIN CODE-415605. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0006002 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch came to be assigned the code SVCB0006002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0006002, money simply cannot be routed to the CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch electronically.

Account types you can open at the Chiplun Urban Bank-Main Br.Chiplun branch

Once you have an account at The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK-MAIN BR.CHIPLUN, the IFSC SVCB0006002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chiplun Urban Bank-Main Br.Chiplun branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2355-261273.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0006002

How to transfer money using IFSC SVCB0006002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0006002 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK-MAIN BR.CHIPLUN using IFSC SVCB0006002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0006002, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK-MAIN BR.CHIPLUN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHIPLUN URBAN BANK-MAIN BR.CHIPLUN

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0006002 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank CHIPLUN URBAN BANK-MAIN BR.CHIPLUN (IFSC SVCB0006002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0006002 in your mobile or internet banking app, and the money is credited to the CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0006002 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK-MAIN BR.CHIPLUN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chiplun Urban Bank-Main Br.Chiplun branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch, the IFSC SVCB0006002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SVCB0006002

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0006002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chiplun Urban Bank-Main Br.Chiplun branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0006002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK-MAIN BR.CHIPLUN:

• The IFSC is exactly SVCB0006002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and CHIPLUN URBAN BANK-MAIN BR.CHIPLUN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chiplun Urban Bank-Main Br.Chiplun branch sits at BAZARPETH, MAIN ROAD, CHIPLUN,PIN CODE-415605. If you are travelling from outside Chiplun, search for the branch on a maps application using the bank name and locality, or call 2355-261273 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0006002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0006002 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK-MAIN BR.CHIPLUN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chiplun Urban Bank-Main Br.Chiplun are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0006002 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0006002 belongs to The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK-MAIN BR.CHIPLUN branch, located at BAZARPETH, MAIN ROAD, CHIPLUN,PIN CODE-415605 in CHIPLUN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.