IFSC Code of The Shamrao Vithal Cooperative Bank, Chiplun Urban Bank- D.B.J. College Campus Branch, Maharashtra

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch, located in CHIPLUN, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0006019. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0006019 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch, the IFSC SVCB0006019 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 006019 identifies this particular branch.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chiplun Urban Bank- D.B.J. College Campus branch — IFSC SVCB0006019 — extends the bank's services to customers in and around Chiplun, Maharashtra.

Chiplun Urban Bank- D.B.J. College Campus branch overview

Located at CHIPLUN NAGAR PARISHAD, HOUSE NO. UPNAGAR 103 J, GROUND FLOOR, GALA NO. 2, MUMBAI GOA HIGHWAY, CHIPLUN, DIST. RATNAGIRI- 415605., the Chiplun Urban Bank- D.B.J. College Campus branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0006019 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch came to be assigned the code SVCB0006019.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0006019, money simply cannot be routed to the CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0006019 and the account number together uniquely identify the Chiplun Urban Bank- D.B.J. College Campus branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SVCB0006019

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0006019 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS using IFSC SVCB0006019

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0006019, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0006019

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS, ensure your bank's portal accepts IFSC SVCB0006019 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS, use IMPS. With IFSC SVCB0006019 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Chiplun Urban Bank- D.B.J. College Campus

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0006019:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS is still linked to IFSC SVCB0006019.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch, the IFSC SVCB0006019 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Chiplun Urban Bank- D.B.J. College Campus branch is mapped to IFSC SVCB0006019 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0006019.

Products and services

Customers walking into the Chiplun Urban Bank- D.B.J. College Campus branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0006019

Online banking and IFSC SVCB0006019

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0006019 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Chiplun Urban Bank- D.B.J. College Campus branch sits at CHIPLUN NAGAR PARISHAD, HOUSE NO. UPNAGAR 103 J, GROUND FLOOR, GALA NO. 2, MUMBAI GOA HIGHWAY, CHIPLUN, DIST. RATNAGIRI- 415605.. If you are travelling from outside Chiplun, search for the branch on a maps application using the bank name and locality, or call 2355-254387 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0006019 and your account number.

Common mistakes to avoid when using IFSC SVCB0006019

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0006019.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Chiplun Urban Bank- D.B.J. College Campus are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0006019 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0006019 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0006019 is the IFSC code of The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK- D.B.J. COLLEGE CAMPUS branch, in CHIPLUN, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.