Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's SHIRALI branch in BHATKAL, KARNATAKA. The branch's IFSC code SVCB0000071 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SVCB0000071 is the IFSC of The Shamrao Vithal Cooperative Bank's SHIRALI branch. The format is fixed: SVCB = bank code, 0 = reserved, 000071 = branch identifier.
About The Shamrao Vithal Cooperative Bank
The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the Shirali branch in Bhatkal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0000071.
About this branch
The branch is located at OLD VANITA SAMAJ BUILDING, HOUSE NO.IX/25, SURVEY NO.815/A1, CHITRAPUR MAIN RD. SHIRALI -581354. It serves the Bhatkal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0000071 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Shamrao Vithal Cooperative Bank |
|---|---|
| Branch | Shirali |
| IFSC Code | SVCB0000071 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD VANITA SAMAJ BUILDING, HOUSE NO.IX/25, SURVEY NO.815/A1, CHITRAPUR MAIN RD. SHIRALI -581354 |
| City | Bhatkal |
| District | Uttar Kannad |
| State | Karnataka |
| STD Code | 8385 |
| Phone | 258570 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's SHIRALI branch came to be assigned the code SVCB0000071.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0000071, money simply cannot be routed to the SHIRALI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Shirali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0000071 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SVCB0000071
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0000071 across all three.
NEFT to The Shamrao Vithal Cooperative Bank, SHIRALI using IFSC SVCB0000071
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0000071, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – SHIRALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SVCB0000071
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – SHIRALI, ensure your bank's portal accepts IFSC SVCB0000071 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Shamrao Vithal Cooperative Bank SHIRALI (IFSC SVCB0000071)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0000071 in your mobile or internet banking app, and the money is credited to the SHIRALI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Shirali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0000071:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIRALI is still linked to IFSC SVCB0000071.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's SHIRALI branch, the IFSC SVCB0000071 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Shirali branch is mapped to IFSC SVCB0000071 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SVCB0000071.
Products and services
Customers walking into the Shirali branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SVCB0000071
Digital banking channels
Most day-to-day work that customers used to do at the Shirali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0000071 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Shirali branch sits at OLD VANITA SAMAJ BUILDING, HOUSE NO.IX/25, SURVEY NO.815/A1, CHITRAPUR MAIN RD. SHIRALI -581354. If you are travelling from outside Bhatkal, search for the branch on a maps application using the bank name and locality, or call 8385-258570 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0000071 and your account number.
Common mistakes to avoid when using IFSC SVCB0000071
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – SHIRALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SVCB0000071. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Shirali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0000071 continue to work without interruption.
Verifying IFSC SVCB0000071 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0000071 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8385-258570.
- Visiting the bank's official branch locator page.
Branch address & contact
The Shamrao Vithal Cooperative BankShirali Branch
OLD VANITA SAMAJ BUILDING, HOUSE NO.IX/25, SURVEY NO.815/A1, CHITRAPUR MAIN RD. SHIRALI -581354
Bhatkal, Karnataka
Phone: 8385-258570
IFSC: SVCB0000071
Frequently asked questions
Does The Shamrao Vithal Cooperative Bank Shirali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8385-258570 to confirm.
What is the IFSC code of The Shamrao Vithal Cooperative Bank Shirali branch?
The IFSC code of The Shamrao Vithal Cooperative Bank, Shirali branch is SVCB0000071. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using SVCB0000071 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Shamrao Vithal Cooperative Bank – Shirali reflect within 30 minutes.
Can I use IFSC SVCB0000071 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SVCB0000071 to send funds instantly.
Where is The Shamrao Vithal Cooperative Bank Shirali branch located?
The Shamrao Vithal Cooperative Bank's Shirali branch is located at OLD VANITA SAMAJ BUILDING, HOUSE NO.IX/25, SURVEY NO.815/A1, CHITRAPUR MAIN RD. SHIRALI -581354, Bhatkal, Karnataka.
How do I add The Shamrao Vithal Cooperative Bank Shirali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SVCB0000071, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shirali branch but serve different purposes.
What is the phone number of The Shamrao Vithal Cooperative Bank Shirali branch?
You can reach the branch at 8385-258570 during regular banking hours.
Summary
The IFSC code SVCB0000071 belongs to The Shamrao Vithal Cooperative Bank's SHIRALI branch, located at OLD VANITA SAMAJ BUILDING, HOUSE NO.IX/25, SURVEY NO.815/A1, CHITRAPUR MAIN… in BHATKAL, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
