IFSC Code of The Shamrao Vithal Cooperative Bank, The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar Branch, Karnataka

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SVCB0041319. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch, and detailed step-by-step guides for using the IFSC SVCB0041319 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0041319 is the IFSC of The Shamrao Vithal Cooperative Bank's THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch. The format is fixed: SVCB = bank code, 0 = reserved, 041319 = branch identifier.

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch in Bangalore, Karnataka is part of this network and uses the IFSC code SVCB0041319 for all electronic settlement.

The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch overview

Located at SAHAKARA VIKASA, NO 377, 8TH CROSS,1ST MAIN, 1ST STAGE,6TH BLOCK,INDUSTRIAL TOWN, RAJAJINAGAR, BANGALORE - 560044, the The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0041319 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0041319 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0041319 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0041319 and the account number together uniquely identify the The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SVCB0041319

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0041319 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR using IFSC SVCB0041319

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0041319, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0041319 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR (IFSC SVCB0041319)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0041319 in your mobile or internet banking app, and the money is credited to the THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0041319:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR is still linked to IFSC SVCB0041319.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch, the IFSC SVCB0041319 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch is mapped to IFSC SVCB0041319 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0041319.

Products and services

Customers walking into the The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0041319

Online banking and IFSC SVCB0041319

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0041319 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch

The branch is located at SAHAKARA VIKASA, NO 377, 8TH CROSS,1ST MAIN, 1ST STAGE,6TH BLOCK,INDUSTRIAL TOWN, RAJAJINAGAR, BANGALORE - 560044, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar branch” — the verified location pin for IFSC SVCB0041319 should appear at the top of the results.
2. Confirm the branch is open by calling 80-23153555 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0041319 and your account number.

Common mistakes to avoid when using IFSC SVCB0041319

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0041319.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Hotel Industrialists Co-Op Bank Ltd- Rajajinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0041319 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0041319 for The Shamrao Vithal Cooperative Bank – THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0041319 belongs to The Shamrao Vithal Cooperative Bank's THE HOTEL INDUSTRIALISTS CO-OP BANK LTD- RAJAJINAGAR branch, located at SAHAKARA VIKASA, NO 377, 8TH CROSS,1ST MAIN, 1ST STAGE,6TH BLOCK,INDUSTRIAL… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.