IFSC Code of The Shamrao Vithal Cooperative Bank, Deepak Sahkari Bk-Mahalakshmipuram Branch, Karnataka

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is SVCB0018004. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch, and detailed step-by-step guides for using the IFSC SVCB0018004 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0018004 is the IFSC of The Shamrao Vithal Cooperative Bank's DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch. The format is fixed: SVCB = bank code, 0 = reserved, 018004 = branch identifier.

Branch details at a glance

About The Shamrao Vithal Cooperative Bank

The Shamrao Vithal Cooperative Bank operates a wide network of branches across India, including the Deepak Sahkari Bk-Mahalakshmipuram branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SVCB0018004.

About this branch

The branch is located at NO.1 JYOTHI COMPLEX NANDINI LAYOUT MAIN ROAD MAHALAKSHMIPURAM BANGALORE 560 096. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0018004 is used to identify this branch on the RBI payments network.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEEPAK SAHKARI BK-MAHALAKSHMIPURAM of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0018004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0018004 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SVCB0018004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0018004 across all three.

How to use IFSC SVCB0018004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0018004.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as DEEPAK SAHKARI BK-MAHALAKSHMIPURAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DEEPAK SAHKARI BK-MAHALAKSHMIPURAM

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0018004 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank DEEPAK SAHKARI BK-MAHALAKSHMIPURAM (IFSC SVCB0018004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0018004 in your mobile or internet banking app, and the money is credited to the DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0018004 for The Shamrao Vithal Cooperative Bank – DEEPAK SAHKARI BK-MAHALAKSHMIPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Deepak Sahkari Bk-Mahalakshmipuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch, the IFSC SVCB0018004 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Deepak Sahkari Bk-Mahalakshmipuram branch is mapped to IFSC SVCB0018004 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0018004.

Banking services available

The Deepak Sahkari Bk-Mahalakshmipuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SVCB0018004

MICR & cheque-truncation details

Cheques drawn on the Deepak Sahkari Bk-Mahalakshmipuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0018004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SVCB0018004

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0018004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – DEEPAK SAHKARI BK-MAHALAKSHMIPURAM:

• The IFSC is exactly SVCB0018004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and DEEPAK SAHKARI BK-MAHALAKSHMIPURAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Deepak Sahkari Bk-Mahalakshmipuram branch

The branch is located at NO.1 JYOTHI COMPLEX NANDINI LAYOUT MAIN ROAD MAHALAKSHMIPURAM BANGALORE 560 096, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Deepak Sahkari Bk-Mahalakshmipuram branch” — the verified location pin for IFSC SVCB0018004 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0018004 and your account number.

Verifying IFSC SVCB0018004 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0018004 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Deepak Sahkari Bk-Mahalakshmipuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0018004 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0018004 is the IFSC code of The Shamrao Vithal Cooperative Bank, DEEPAK SAHKARI BK-MAHALAKSHMIPURAM branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.