IFSC Code of The Shamrao Vithal Cooperative Bank, Chiplun Urban Bank- Arawali Branch, Maharashtra

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK- ARAWALI branch in ARAWALI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVCB0006022. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHIPLUN URBAN BANK- ARAWALI branch, and detailed step-by-step guides for using the IFSC SVCB0006022 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK- ARAWALI branch, the IFSC SVCB0006022 breaks down as follows: SVCB identifies the bank, 0 is the reserved character, and 006022 identifies this particular branch.

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chiplun Urban Bank- Arawali branch in Arawali, Maharashtra is part of this network and uses the IFSC code SVCB0006022 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at SHRI PATANKAR HOUSE, HOUSE NO. 290 (B), FIRST FLOOR, ARAWALI BAZARPETH, TAL- SANGMESHWAR, DIST- RATNAGIRI- 415608. It serves the Arawali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Shamrao Vithal Cooperative Bank. The IFSC SVCB0006022 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK- ARAWALI branch came to be assigned the code SVCB0006022.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0006022, money simply cannot be routed to the CHIPLUN URBAN BANK- ARAWALI branch electronically.

Products and account variants supported

Every account opened at the Chiplun Urban Bank- Arawali branch is mapped to IFSC SVCB0006022 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0006022.

Products and services

Customers walking into the Chiplun Urban Bank- Arawali branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0006022

How to transfer money using IFSC SVCB0006022

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0006022 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK- ARAWALI using IFSC SVCB0006022

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0006022, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- ARAWALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHIPLUN URBAN BANK- ARAWALI

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's CHIPLUN URBAN BANK- ARAWALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0006022 while initiating the transfer and the credit will appear within minutes.

IMPS to The Shamrao Vithal Cooperative Bank CHIPLUN URBAN BANK- ARAWALI (IFSC SVCB0006022)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SVCB0006022 in your mobile or internet banking app, and the money is credited to the CHIPLUN URBAN BANK- ARAWALI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chiplun Urban Bank- Arawali

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0006022:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHIPLUN URBAN BANK- ARAWALI is still linked to IFSC SVCB0006022.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0006022

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- ARAWALI is still mapped to IFSC SVCB0006022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0006022 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SVCB0006022

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the CHIPLUN URBAN BANK- ARAWALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0006022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0006022 and the account number together uniquely identify the Chiplun Urban Bank- Arawali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- ARAWALI:

• The IFSC is exactly SVCB0006022 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and CHIPLUN URBAN BANK- ARAWALI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chiplun Urban Bank- Arawali branch

The branch is located at SHRI PATANKAR HOUSE, HOUSE NO. 290 (B), FIRST FLOOR, ARAWALI BAZARPETH, TAL- SANGMESHWAR, DIST- RATNAGIRI- 415608, which puts it inside Arawali, the broader Ratnagairi district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Chiplun Urban Bank- Arawali branch” — the verified location pin for IFSC SVCB0006022 should appear at the top of the results.
2. Confirm the branch is open by calling 2354-284890 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0006022 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0006022 for The Shamrao Vithal Cooperative Bank – CHIPLUN URBAN BANK- ARAWALI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chiplun Urban Bank- Arawali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0006022, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0006022 is the IFSC code of The Shamrao Vithal Cooperative Bank, CHIPLUN URBAN BANK- ARAWALI branch, in ARAWALI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.