IFSC Code of The Shamrao Vithal Cooperative Bank, The Ambika Mahila Sahakari Bank Ltd Nagapur Branch, Maharashtra

If you are searching for the IFSC code of The Shamrao Vithal Cooperative Bank, THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR branch in AHMEDNAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SVCB0054006. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR branch, and detailed step-by-step guides for using the IFSC SVCB0054006 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR is SVCB0054006. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 054006 map to this branch in AHMEDNAGAR, MAHARASHTRA.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Ambika Mahila Sahakari Bank Ltd Nagapur branch — IFSC SVCB0054006 — extends the bank's services to customers in and around Ahmednagar, Maharashtra.

The Ambika Mahila Sahakari Bank Ltd Nagapur branch overview

Located at SRV NO 8/1, KAKASAHEB MASKE COLLEGE ROAD, CLASSIC HOTEL BANK SIDE, NAGAPUR AHMEDNAGAR - 414 111, the The Ambika Mahila Sahakari Bank Ltd Nagapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0054006 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0054006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0054006 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Ambika Mahila Sahakari Bank Ltd Nagapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0054006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SVCB0054006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0054006 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR using IFSC SVCB0054006

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0054006, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0054006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR, ensure your bank's portal accepts IFSC SVCB0054006 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR, use IMPS. With IFSC SVCB0054006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Ambika Mahila Sahakari Bank Ltd Nagapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0054006:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR is still linked to IFSC SVCB0054006.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR branch, the IFSC SVCB0054006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Ambika Mahila Sahakari Bank Ltd Nagapur branch is mapped to IFSC SVCB0054006 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0054006.

Products and services

Customers walking into the The Ambika Mahila Sahakari Bank Ltd Nagapur branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0054006

Digital banking channels

Most day-to-day work that customers used to do at the The Ambika Mahila Sahakari Bank Ltd Nagapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0054006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Ambika Mahila Sahakari Bank Ltd Nagapur branch

The branch is located at SRV NO 8/1, KAKASAHEB MASKE COLLEGE ROAD, CLASSIC HOTEL BANK SIDE, NAGAPUR AHMEDNAGAR - 414 111, which puts it inside Ahmednagar, the broader Ahmednagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank The Ambika Mahila Sahakari Bank Ltd Nagapur branch” — the verified location pin for IFSC SVCB0054006 should appear at the top of the results.
2. Confirm the branch is open by calling 9075020970 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0054006 and your account number.

Common mistakes to avoid when using IFSC SVCB0054006

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0054006.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Ambika Mahila Sahakari Bank Ltd Nagapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0054006, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0054006 for The Shamrao Vithal Cooperative Bank – THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0054006 belongs to The Shamrao Vithal Cooperative Bank's THE AMBIKA MAHILA SAHAKARI BANK LTD NAGAPUR branch, located at SRV NO 8/1, KAKASAHEB MASKE COLLEGE ROAD, CLASSIC HOTEL BANK SIDE, NAGAPUR… in AHMEDNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.