IFSC Code of The Shamrao Vithal Cooperative Bank, Bhingar Urban Coop Bank Ltd- Maliwada Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- MALIWADA branch in AHMADNAGAR, MAHARASHTRA. The branch's IFSC code SVCB0057003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- MALIWADA is SVCB0057003. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 057003 map to this branch in AHMADNAGAR, MAHARASHTRA.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhingar Urban Coop Bank Ltd- Maliwada branch — IFSC SVCB0057003 — extends the bank's services to customers in and around Ahmadnagar, Maharashtra.

Bhingar Urban Coop Bank Ltd- Maliwada branch overview

Located at WAD NO- 17, MALIWADA WES, AHMEDNAGAR, NEAR SHANI GANPATI MANDIR- 414001, the Bhingar Urban Coop Bank Ltd- Maliwada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0057003 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHINGAR URBAN COOP BANK LTD- MALIWADA of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0057003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0057003 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Bhingar Urban Coop Bank Ltd- Maliwada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0057003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC SVCB0057003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0057003 across all three.

How to use IFSC SVCB0057003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- MALIWADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0057003.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as BHINGAR URBAN COOP BANK LTD- MALIWADA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHINGAR URBAN COOP BANK LTD- MALIWADA

If you need to transfer ₹2 lakh or more in one go to an account at The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- MALIWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SVCB0057003 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- MALIWADA, use IMPS. With IFSC SVCB0057003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0057003 for The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- MALIWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhingar Urban Coop Bank Ltd- Maliwada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- MALIWADA branch, the IFSC SVCB0057003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhingar Urban Coop Bank Ltd- Maliwada branch is mapped to IFSC SVCB0057003 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0057003.

Products and services

Customers walking into the Bhingar Urban Coop Bank Ltd- Maliwada branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0057003

Digital banking channels

Most day-to-day work that customers used to do at the Bhingar Urban Coop Bank Ltd- Maliwada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0057003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Bhingar Urban Coop Bank Ltd- Maliwada branch sits at WAD NO- 17, MALIWADA WES, AHMEDNAGAR, NEAR SHANI GANPATI MANDIR- 414001. If you are travelling from outside Ahmadnagar, search for the branch on a maps application using the bank name and locality, or call 241-2327376 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0057003 and your account number.

Common mistakes to avoid when using IFSC SVCB0057003

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- MALIWADA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0057003.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Bhingar Urban Coop Bank Ltd- Maliwada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0057003 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0057003 for The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- MALIWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0057003 belongs to The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- MALIWADA branch, located at WAD NO- 17, MALIWADA WES, AHMEDNAGAR, NEAR SHANI GANPATI MANDIR- 414001 in AHMADNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.