IFSC Code of The Shamrao Vithal Cooperative Bank, Bhingar Urban Coop Bank Ltd- Bhingar Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- BHINGAR branch in AHMADNAGAR, MAHARASHTRA. The branch's IFSC code SVCB0057005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0057005 is the IFSC of The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- BHINGAR branch. The format is fixed: SVCB = bank code, 0 = reserved, 057005 = branch identifier.

Branch details at a glance

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhingar Urban Coop Bank Ltd- Bhingar branch in Ahmadnagar, Maharashtra is part of this network and uses the IFSC code SVCB0057005 for all electronic settlement.

Bhingar Urban Coop Bank Ltd- Bhingar branch overview

Located at NAGAR PATHARDI ROAD, BHINGAR 414002, the Bhingar Urban Coop Bank Ltd- Bhingar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0057005 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- BHINGAR branch came to be assigned the code SVCB0057005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0057005, money simply cannot be routed to the BHINGAR URBAN COOP BANK LTD- BHINGAR branch electronically.

How to transfer money using IFSC SVCB0057005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0057005 across all three.

How to use IFSC SVCB0057005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- BHINGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0057005.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as BHINGAR URBAN COOP BANK LTD- BHINGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVCB0057005

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- BHINGAR, ensure your bank's portal accepts IFSC SVCB0057005 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- BHINGAR, use IMPS. With IFSC SVCB0057005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhingar Urban Coop Bank Ltd- Bhingar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SVCB0057005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHINGAR URBAN COOP BANK LTD- BHINGAR is still linked to IFSC SVCB0057005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SVCB0057005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- BHINGAR is still mapped to IFSC SVCB0057005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0057005 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhingar Urban Coop Bank Ltd- Bhingar branch is mapped to IFSC SVCB0057005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0057005.

Products and services

Customers walking into the Bhingar Urban Coop Bank Ltd- Bhingar branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0057005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0057005 and the account number together uniquely identify the Bhingar Urban Coop Bank Ltd- Bhingar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bhingar Urban Coop Bank Ltd- Bhingar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0057005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- BHINGAR:

• The IFSC is exactly SVCB0057005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and BHINGAR URBAN COOP BANK LTD- BHINGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhingar Urban Coop Bank Ltd- Bhingar branch sits at NAGAR PATHARDI ROAD, BHINGAR 414002. If you are travelling from outside Ahmadnagar, search for the branch on a maps application using the bank name and locality, or call 241-2442098 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SVCB0057005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0057005 for The Shamrao Vithal Cooperative Bank – BHINGAR URBAN COOP BANK LTD- BHINGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bhingar Urban Coop Bank Ltd- Bhingar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0057005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SVCB0057005 belongs to The Shamrao Vithal Cooperative Bank's BHINGAR URBAN COOP BANK LTD- BHINGAR branch, located at NAGAR PATHARDI ROAD, BHINGAR 414002 in AHMADNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.