IFSC Code of The Shamrao Vithal Cooperative Bank, Ahmednagar Shahar S Bk-Nepti Apmc Branch, Maharashtra

Below are the complete branch details for The Shamrao Vithal Cooperative Bank, AHMEDNAGAR SHAHAR S BK-NEPTI APMC branch, located in AHMADNAGAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SVCB0008015. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SVCB0008015 for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC is SVCB0008015. The first four letters SVCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008015 map to this branch in AHMADNAGAR, MAHARASHTRA.

Bank profile

The Shamrao Vithal Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ahmednagar Shahar S Bk-Nepti Apmc branch — IFSC SVCB0008015 — extends the bank's services to customers in and around Ahmadnagar, Maharashtra.

Branch details at a glance

Ahmednagar Shahar S Bk-Nepti Apmc branch overview

Located at KRUSHI UTPANNA BAZAR SAMITI, NEPTI UPBAZAR AWAR, SHOP NO. 317,318,319 NEPTI, TAL & DIST AHMEDNAGAR., the Ahmednagar Shahar S Bk-Nepti Apmc branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SVCB0008015 is required for all interbank electronic transfers routed through this branch.

Why every The Shamrao Vithal Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AHMEDNAGAR SHAHAR S BK-NEPTI APMC of The Shamrao Vithal Cooperative Bank — its own 11-character IFSC. The code SVCB0008015 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SVCB0008015 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Ahmednagar Shahar S Bk-Nepti Apmc branch is mapped to IFSC SVCB0008015 on the RBI payments network. The branch generally supports the full retail product catalogue of The Shamrao Vithal Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SVCB0008015.

Products and services

Customers walking into the Ahmednagar Shahar S Bk-Nepti Apmc branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0008015

How to transfer money using IFSC SVCB0008015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0008015 across all three.

How to use IFSC SVCB0008015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK-NEPTI APMC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SVCB0008015.
4. Confirm the bank name auto-populates as The Shamrao Vithal Cooperative Bank and the branch as AHMEDNAGAR SHAHAR S BK-NEPTI APMC.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SVCB0008015

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC, ensure your bank's portal accepts IFSC SVCB0008015 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC, use IMPS. With IFSC SVCB0008015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0008015 for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmednagar Shahar S Bk-Nepti Apmc branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0008015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC is still mapped to IFSC SVCB0008015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0008015 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SVCB0008015

The Shamrao Vithal Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the AHMEDNAGAR SHAHAR S BK-NEPTI APMC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SVCB0008015 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Shamrao Vithal Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SVCB0008015 and the account number together uniquely identify the Ahmednagar Shahar S Bk-Nepti Apmc branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SVCB0008015

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-NEPTI APMC, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SVCB0008015.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Ahmednagar Shahar S Bk-Nepti Apmc branch

The branch is located at KRUSHI UTPANNA BAZAR SAMITI, NEPTI UPBAZAR AWAR, SHOP NO. 317,318,319 NEPTI, TAL & DIST AHMEDNAGAR., which puts it inside Ahmadnagar, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Ahmednagar Shahar S Bk-Nepti Apmc branch” — the verified location pin for IFSC SVCB0008015 should appear at the top of the results.
2. Confirm the branch is open by calling 9850047957 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0008015 and your account number.

Verifying IFSC SVCB0008015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SVCB0008015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9850047957.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ahmednagar Shahar S Bk-Nepti Apmc are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SVCB0008015 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0008015 is the IFSC code of The Shamrao Vithal Cooperative Bank, AHMEDNAGAR SHAHAR S BK-NEPTI APMC branch, in AHMADNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.