IFSC Code of The Shamrao Vithal Cooperative Bank, Ahmednagar Shahar S Bk-Maliwada Branch, Maharashtra

Use this page as a one-stop reference for everything related to The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK-MALIWADA branch in AHMADNAGAR, MAHARASHTRA. The branch's IFSC code SVCB0008003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SVCB0008003 is the IFSC of The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK-MALIWADA branch. The format is fixed: SVCB = bank code, 0 = reserved, 008003 = branch identifier.

Branch details at a glance

About the bank

The Shamrao Vithal Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar Shahar S Bk-Maliwada branch in Ahmadnagar, Maharashtra is part of this network and uses the IFSC code SVCB0008003 for all electronic settlement.

About the Ahmednagar Shahar S Bk-Maliwada branch

The Ahmednagar Shahar S Bk-Maliwada branch of The Shamrao Vithal Cooperative Bank is situated at KRUPARTH, MALIWADA WES CHOWK, WADIA PARK ROAD, AHMEDNAGAR- 414001.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SVCB0008003 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Shamrao Vithal Cooperative Bank's AHMEDNAGAR SHAHAR S BK-MALIWADA branch came to be assigned the code SVCB0008003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SVCB0008003, money simply cannot be routed to the AHMEDNAGAR SHAHAR S BK-MALIWADA branch electronically.

How to transfer money using IFSC SVCB0008003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SVCB0008003 across all three.

NEFT to The Shamrao Vithal Cooperative Bank, AHMEDNAGAR SHAHAR S BK-MALIWADA using IFSC SVCB0008003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SVCB0008003, and confirm that the system picks up The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SVCB0008003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA, ensure your bank's portal accepts IFSC SVCB0008003 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA, use IMPS. With IFSC SVCB0008003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SVCB0008003 for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmednagar Shahar S Bk-Maliwada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SVCB0008003

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA is still mapped to IFSC SVCB0008003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SVCB0008003 and the beneficiary's account number to complete the transfer.

Account types you can open at the Ahmednagar Shahar S Bk-Maliwada branch

Once you have an account at The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA, the IFSC SVCB0008003 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ahmednagar Shahar S Bk-Maliwada branch can access most of The Shamrao Vithal Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SVCB0008003

MICR & cheque-truncation details

Cheques drawn on the Ahmednagar Shahar S Bk-Maliwada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SVCB0008003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Ahmednagar Shahar S Bk-Maliwada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SVCB0008003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA:

• The IFSC is exactly SVCB0008003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Shamrao Vithal Cooperative Bank as the bank name and AHMEDNAGAR SHAHAR S BK-MALIWADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ahmednagar Shahar S Bk-Maliwada branch

The branch is located at KRUPARTH, MALIWADA WES CHOWK, WADIA PARK ROAD, AHMEDNAGAR- 414001., which puts it inside Ahmadnagar, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “The Shamrao Vithal Cooperative Bank Ahmednagar Shahar S Bk-Maliwada branch” — the verified location pin for IFSC SVCB0008003 should appear at the top of the results.
2. Confirm the branch is open by calling 241-2343439 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SVCB0008003 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SVCB0008003 for The Shamrao Vithal Cooperative Bank – AHMEDNAGAR SHAHAR S BK-MALIWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmednagar Shahar S Bk-Maliwada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SVCB0008003, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SVCB0008003 is the IFSC code of The Shamrao Vithal Cooperative Bank, AHMEDNAGAR SHAHAR S BK-MALIWADA branch, in AHMADNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.