If you are searching for the IFSC code of The Satara District Central Cooperative Bank Ltd, WARUNJI PHATA branch in SATARA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SDCE0001264. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WARUNJI PHATA branch, and detailed step-by-step guides for using the IFSC SDCE0001264 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001264 is the IFSC of The Satara District Central Cooperative Bank Ltd's WARUNJI PHATA branch. The format is fixed: SDCE = bank code, 0 = reserved, 001264 = branch identifier.
About The Satara District Central Cooperative Bank Ltd
The Satara District Central Cooperative Bank Ltd operates a wide network of branches across India, including the Warunji Phata branch in Satara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SDCE0001264.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Warunji Phata |
| IFSC Code | SDCE0001264 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-KHANDALA,DIST-SATARA |
| City | Satara |
| District | Warunji |
| State | Maharashtra |
| STD Code | 415124 |
| Phone | 2164223823 |
About this branch
The branch is located at TAL-KHANDALA,DIST-SATARA. It serves the Satara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Satara District Central Cooperative Bank Ltd. The IFSC SDCE0001264 is used to identify this branch on the RBI payments network.
Why every The Satara District Central Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WARUNJI PHATA of The Satara District Central Cooperative Bank Ltd — its own 11-character IFSC. The code SDCE0001264 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SDCE0001264 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Warunji Phata branch
Once you have an account at The Satara District Central Cooperative Bank Ltd – WARUNJI PHATA, the IFSC SDCE0001264 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Warunji Phata branch can access most of The Satara District Central Cooperative Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SDCE0001264
How to transfer money using IFSC SDCE0001264
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001264 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, WARUNJI PHATA using IFSC SDCE0001264
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001264, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – WARUNJI PHATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WARUNJI PHATA
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's WARUNJI PHATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001264 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – WARUNJI PHATA, use IMPS. With IFSC SDCE0001264 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001264 for The Satara District Central Cooperative Bank Ltd – WARUNJI PHATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001264 | Yes – SDCE0001264 | Yes – SDCE0001264 |
For most retail customers crediting the Warunji Phata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Satara District Central Cooperative Bank Ltd's WARUNJI PHATA branch, the IFSC SDCE0001264 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Warunji Phata branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SDCE0001264 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001264 and the account number together uniquely identify the Warunji Phata branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Satara District Central Cooperative Bank Ltd – WARUNJI PHATA:
- The IFSC is exactly SDCE0001264 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Satara District Central Cooperative Bank Ltd as the bank name and WARUNJI PHATA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Warunji Phata branch
The branch is located at TAL-KHANDALA,DIST-SATARA, which puts it inside Satara, the broader Warunji district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Warunji Phata branch” — the verified location pin for IFSC SDCE0001264 should appear at the top of the results.
- Confirm the branch is open by calling 415124-2164223823 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001264 and your account number.
Verifying IFSC SDCE0001264 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001264 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415124-2164223823.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Warunji Phata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001264, however, work 24x7.
Branch address & contact
The Satara District Central Cooperative Bank LtdWarunji Phata Branch
TAL-KHANDALA,DIST-SATARA
Satara, Maharashtra
Phone: 415124-2164223823
IFSC: SDCE0001264
Frequently asked questions
Is IFSC SDCE0001264 the same for all accounts at Warunji Phata branch?
Yes. The IFSC SDCE0001264 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Warunji Phata branch. Only the account number changes from customer to customer.
What is the phone number of The Satara District Central Cooperative Bank Ltd Warunji Phata branch?
You can reach the branch at 415124-2164223823 during regular banking hours.
Where is The Satara District Central Cooperative Bank Ltd Warunji Phata branch located?
The Satara District Central Cooperative Bank Ltd's Warunji Phata branch is located at TAL-KHANDALA,DIST-SATARA, Satara, Maharashtra.
Does The Satara District Central Cooperative Bank Ltd Warunji Phata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415124-2164223823 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Warunji Phata branch but serve different purposes.
How do I add The Satara District Central Cooperative Bank Ltd Warunji Phata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001264, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: SDCE0001264 is the IFSC code of The Satara District Central Cooperative Bank Ltd, WARUNJI PHATA branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
