If you are searching for the IFSC code of The Satara District Central Cooperative Bank Ltd, SHIVAJINAGAR branch in SATARA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SDCE0001199. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHIVAJINAGAR branch, and detailed step-by-step guides for using the IFSC SDCE0001199 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001199 is the IFSC of The Satara District Central Cooperative Bank Ltd's SHIVAJINAGAR branch. The format is fixed: SDCE = bank code, 0 = reserved, 001199 = branch identifier.
Bank profile
The Satara District Central Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Shivajinagar branch — IFSC SDCE0001199 — extends the bank's services to customers in and around Satara, Maharashtra.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Shivajinagar |
| IFSC Code | SDCE0001199 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-KHANDALA,DIST-SATARA |
| City | Satara |
| District | Shivajinagar |
| State | Maharashtra |
| STD Code | 412802 |
| Phone | 2169243286 |
Shivajinagar branch overview
Located at TAL-KHANDALA,DIST-SATARA, the Shivajinagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SDCE0001199 is required for all interbank electronic transfers routed through this branch.
Why every The Satara District Central Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIVAJINAGAR of The Satara District Central Cooperative Bank Ltd — its own 11-character IFSC. The code SDCE0001199 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SDCE0001199 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Shivajinagar branch
Once you have an account at The Satara District Central Cooperative Bank Ltd – SHIVAJINAGAR, the IFSC SDCE0001199 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Shivajinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 412802-2169243286.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001199
How to transfer money using IFSC SDCE0001199
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001199 across all three.
How to use IFSC SDCE0001199 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's SHIVAJINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001199.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as SHIVAJINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SDCE0001199
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – SHIVAJINAGAR, ensure your bank's portal accepts IFSC SDCE0001199 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Satara District Central Cooperative Bank Ltd SHIVAJINAGAR (IFSC SDCE0001199)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001199 in your mobile or internet banking app, and the money is credited to the SHIVAJINAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001199 for The Satara District Central Cooperative Bank Ltd – SHIVAJINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001199 | Yes – SDCE0001199 | Yes – SDCE0001199 |
For most retail customers crediting the Shivajinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SDCE0001199
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – SHIVAJINAGAR is still mapped to IFSC SDCE0001199. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001199 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Shivajinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SDCE0001199 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001199 and the account number together uniquely identify the Shivajinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SDCE0001199
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – SHIVAJINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001199. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Shivajinagar branch
The branch is located at TAL-KHANDALA,DIST-SATARA, which puts it inside Satara, the broader Shivajinagar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Shivajinagar branch” — the verified location pin for IFSC SDCE0001199 should appear at the top of the results.
- Confirm the branch is open by calling 412802-2169243286 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001199 and your account number.
Verifying IFSC SDCE0001199 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001199 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 412802-2169243286.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shivajinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SDCE0001199 continue to work without interruption.
Branch address & contact
The Satara District Central Cooperative Bank LtdShivajinagar Branch
TAL-KHANDALA,DIST-SATARA
Satara, Maharashtra
Phone: 412802-2169243286
IFSC: SDCE0001199
Frequently asked questions
Can I use IFSC SDCE0001199 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001199 to send funds instantly.
How do I add The Satara District Central Cooperative Bank Ltd Shivajinagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001199, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SDCE0001199 the same for all accounts at Shivajinagar branch?
Yes. The IFSC SDCE0001199 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Shivajinagar branch. Only the account number changes from customer to customer.
Does The Satara District Central Cooperative Bank Ltd Shivajinagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 412802-2169243286 to confirm.
How quickly will an NEFT transfer using SDCE0001199 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Shivajinagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shivajinagar branch but serve different purposes.
What is the phone number of The Satara District Central Cooperative Bank Ltd Shivajinagar branch?
You can reach the branch at 412802-2169243286 during regular banking hours.
Final notes
To recap: SDCE0001199 is the IFSC code of The Satara District Central Cooperative Bank Ltd, SHIVAJINAGAR branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
