If you are searching for the IFSC code of The Satara District Central Cooperative Bank Ltd, SAVADE branch in SATARA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SDCE0001095. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAVADE branch, and detailed step-by-step guides for using the IFSC SDCE0001095 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Satara District Central Cooperative Bank Ltd's SAVADE branch, the IFSC SDCE0001095 breaks down as follows: SDCE identifies the bank, 0 is the reserved character, and 001095 identifies this particular branch.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Savade |
| IFSC Code | SDCE0001095 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-KARAD,DIST-SATARA |
| City | Satara |
| District | Savade |
| State | Maharashtra |
| STD Code | 415111 |
| Phone | 2164256226 |
Bank profile
The Satara District Central Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Savade branch — IFSC SDCE0001095 — extends the bank's services to customers in and around Satara, Maharashtra.
About the Savade branch
The Savade branch of The Satara District Central Cooperative Bank Ltd is situated at TAL-KARAD,DIST-SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SDCE0001095 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's SAVADE branch came to be assigned the code SDCE0001095.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001095, money simply cannot be routed to the SAVADE branch electronically.
How to transfer money using IFSC SDCE0001095
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001095 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, SAVADE using IFSC SDCE0001095
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001095, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – SAVADE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SDCE0001095
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – SAVADE, ensure your bank's portal accepts IFSC SDCE0001095 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – SAVADE, use IMPS. With IFSC SDCE0001095 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Savade
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SDCE0001095:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAVADE is still linked to IFSC SDCE0001095.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Satara District Central Cooperative Bank Ltd's SAVADE branch, the IFSC SDCE0001095 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Savade branch
Once you have an account at The Satara District Central Cooperative Bank Ltd – SAVADE, the IFSC SDCE0001095 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Savade branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415111-2164256226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001095
MICR & cheque-truncation details
Cheques drawn on the Savade branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SDCE0001095 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SDCE0001095
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SAVADE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001095 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SDCE0001095
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – SAVADE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001095. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Savade branch
The branch is located at TAL-KARAD,DIST-SATARA, which puts it inside Satara, the broader Savade district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Savade branch” — the verified location pin for IFSC SDCE0001095 should appear at the top of the results.
- Confirm the branch is open by calling 415111-2164256226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001095 and your account number.
Verifying IFSC SDCE0001095 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001095 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415111-2164256226.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Savade branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001095, however, work 24x7.
Branch address & contact
The Satara District Central Cooperative Bank LtdSavade Branch
TAL-KARAD,DIST-SATARA
Satara, Maharashtra
Phone: 415111-2164256226
IFSC: SDCE0001095
Frequently asked questions
Where is The Satara District Central Cooperative Bank Ltd Savade branch located?
The Satara District Central Cooperative Bank Ltd's Savade branch is located at TAL-KARAD,DIST-SATARA, Satara, Maharashtra.
Is IFSC SDCE0001095 the same for all accounts at Savade branch?
Yes. The IFSC SDCE0001095 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Savade branch. Only the account number changes from customer to customer.
How do I add The Satara District Central Cooperative Bank Ltd Savade as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001095, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SDCE0001095 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Savade reflect within 30 minutes.
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Savade branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Savade branch is SDCE0001095. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SDCE0001095 valid for NEFT and RTGS?
Yes. IFSC SDCE0001095 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does The Satara District Central Cooperative Bank Ltd Savade branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415111-2164256226 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Savade branch but serve different purposes.
Summary
The IFSC code SDCE0001095 belongs to The Satara District Central Cooperative Bank Ltd's SAVADE branch, located at TAL-KARAD,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
