Use this page as a one-stop reference for everything related to The Satara District Central Cooperative Bank Ltd's SATARA ROAD branch in SATARA, MAHARASHTRA. The branch's IFSC code SDCE0001034 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001034 is the IFSC of The Satara District Central Cooperative Bank Ltd's SATARA ROAD branch. The format is fixed: SDCE = bank code, 0 = reserved, 001034 = branch identifier.
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Satara Road branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001034 for all electronic settlement.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Satara Road |
| IFSC Code | SDCE0001034 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-KOREGAON,DIST-SATARA |
| City | Satara |
| District | Satara Road |
| State | Maharashtra |
| STD Code | 415010 |
| Phone | 2163227232 |
About this branch
The branch is located at TAL-KOREGAON,DIST-SATARA. It serves the Satara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Satara District Central Cooperative Bank Ltd. The IFSC SDCE0001034 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's SATARA ROAD branch came to be assigned the code SDCE0001034.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001034, money simply cannot be routed to the SATARA ROAD branch electronically.
Account types you can open at the Satara Road branch
Once you have an account at The Satara District Central Cooperative Bank Ltd – SATARA ROAD, the IFSC SDCE0001034 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Satara Road branch can access most of The Satara District Central Cooperative Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SDCE0001034
How to transfer money using IFSC SDCE0001034
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001034 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, SATARA ROAD using IFSC SDCE0001034
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001034, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – SATARA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SATARA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's SATARA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001034 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – SATARA ROAD, use IMPS. With IFSC SDCE0001034 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001034 for The Satara District Central Cooperative Bank Ltd – SATARA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001034 | Yes – SDCE0001034 | Yes – SDCE0001034 |
For most retail customers crediting the Satara Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SDCE0001034
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – SATARA ROAD is still mapped to IFSC SDCE0001034. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001034 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SDCE0001034
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the SATARA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001034 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001034 and the account number together uniquely identify the Satara Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Satara District Central Cooperative Bank Ltd – SATARA ROAD:
- The IFSC is exactly SDCE0001034 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Satara District Central Cooperative Bank Ltd as the bank name and SATARA ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Satara Road branch
The branch is located at TAL-KOREGAON,DIST-SATARA, which puts it inside Satara, the broader Satara Road district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Satara Road branch” — the verified location pin for IFSC SDCE0001034 should appear at the top of the results.
- Confirm the branch is open by calling 415010-2163227232 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001034 and your account number.
Verifying IFSC SDCE0001034 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001034 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415010-2163227232.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Satara Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SDCE0001034 continue to work without interruption.
Branch address & contact
The Satara District Central Cooperative Bank LtdSatara Road Branch
TAL-KOREGAON,DIST-SATARA
Satara, Maharashtra
Phone: 415010-2163227232
IFSC: SDCE0001034
Frequently asked questions
Is IFSC SDCE0001034 valid for NEFT and RTGS?
Yes. IFSC SDCE0001034 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Satara Road branch but serve different purposes.
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Satara Road branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Satara Road branch is SDCE0001034. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is The Satara District Central Cooperative Bank Ltd Satara Road branch located?
The Satara District Central Cooperative Bank Ltd's Satara Road branch is located at TAL-KOREGAON,DIST-SATARA, Satara, Maharashtra.
How quickly will an NEFT transfer using SDCE0001034 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Satara Road reflect within 30 minutes.
Is IFSC SDCE0001034 the same for all accounts at Satara Road branch?
Yes. The IFSC SDCE0001034 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Satara Road branch. Only the account number changes from customer to customer.
What is the phone number of The Satara District Central Cooperative Bank Ltd Satara Road branch?
You can reach the branch at 415010-2163227232 during regular banking hours.
Does The Satara District Central Cooperative Bank Ltd Satara Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415010-2163227232 to confirm.
Final notes
To recap: SDCE0001034 is the IFSC code of The Satara District Central Cooperative Bank Ltd, SATARA ROAD branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
