This page lists the IFSC code, branch address, contact number and fund-transfer information for The Satara District Central Cooperative Bank Ltd, PADEGAON branch in SATARA. The 11-digit IFSC SDCE0001148 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Satara District Central Cooperative Bank Ltd at the PADEGAON location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Satara District Central Cooperative Bank Ltd – PADEGAON is SDCE0001148. The first four letters SDCE are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001148 map to this branch in SATARA, MAHARASHTRA.
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Padegaon branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001148 for all electronic settlement.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Padegaon |
| IFSC Code | SDCE0001148 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-PHALTAN,DIST-SATARA |
| City | Satara |
| District | Padegaon |
| State | Maharashtra |
| STD Code | 415506 |
| Phone | 2169265267 |
Padegaon branch overview
Located at TAL-PHALTAN,DIST-SATARA, the Padegaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SDCE0001148 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's PADEGAON branch came to be assigned the code SDCE0001148.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001148, money simply cannot be routed to the PADEGAON branch electronically.
Products and account variants supported
Every account opened at the Padegaon branch is mapped to IFSC SDCE0001148 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001148.
Banking services available
The Padegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415506-2169265267.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001148
How to transfer money using IFSC SDCE0001148
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001148 across all three.
How to use IFSC SDCE0001148 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's PADEGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001148.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as PADEGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PADEGAON
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's PADEGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001148 while initiating the transfer and the credit will appear within minutes.
IMPS to The Satara District Central Cooperative Bank Ltd PADEGAON (IFSC SDCE0001148)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001148 in your mobile or internet banking app, and the money is credited to the PADEGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001148 for The Satara District Central Cooperative Bank Ltd – PADEGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001148 | Yes – SDCE0001148 | Yes – SDCE0001148 |
For most retail customers crediting the Padegaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SDCE0001148
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – PADEGAON is still mapped to IFSC SDCE0001148. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001148 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SDCE0001148
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the PADEGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001148 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001148 and the account number together uniquely identify the Padegaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Satara District Central Cooperative Bank Ltd – PADEGAON:
- The IFSC is exactly SDCE0001148 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Satara District Central Cooperative Bank Ltd as the bank name and PADEGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Padegaon branch sits at TAL-PHALTAN,DIST-SATARA. If you are travelling from outside Satara, search for the branch on a maps application using the bank name and locality, or call 415506-2169265267 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SDCE0001148 and your account number.
Verifying IFSC SDCE0001148 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001148 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415506-2169265267.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Padegaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001148, however, work 24x7.
Branch address & contact
The Satara District Central Cooperative Bank LtdPadegaon Branch
TAL-PHALTAN,DIST-SATARA
Satara, Maharashtra
Phone: 415506-2169265267
IFSC: SDCE0001148
Frequently asked questions
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Padegaon branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Padegaon branch is SDCE0001148. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SDCE0001148 the same for all accounts at Padegaon branch?
Yes. The IFSC SDCE0001148 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Padegaon branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SDCE0001148 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Padegaon reflect within 30 minutes.
Does The Satara District Central Cooperative Bank Ltd Padegaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415506-2169265267 to confirm.
Where is The Satara District Central Cooperative Bank Ltd Padegaon branch located?
The Satara District Central Cooperative Bank Ltd's Padegaon branch is located at TAL-PHALTAN,DIST-SATARA, Satara, Maharashtra.
What is the phone number of The Satara District Central Cooperative Bank Ltd Padegaon branch?
You can reach the branch at 415506-2169265267 during regular banking hours.
Final notes
To recap: SDCE0001148 is the IFSC code of The Satara District Central Cooperative Bank Ltd, PADEGAON branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
