This page lists the IFSC code, branch address, contact number and fund-transfer information for The Satara District Central Cooperative Bank Ltd, PADALI SATARA branch in SATARA. The 11-digit IFSC SDCE0001111 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Satara District Central Cooperative Bank Ltd at the PADALI SATARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Satara District Central Cooperative Bank Ltd – PADALI SATARA is SDCE0001111. The first four letters SDCE are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001111 map to this branch in SATARA, MAHARASHTRA.
Bank profile
The Satara District Central Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Padali Satara branch — IFSC SDCE0001111 — extends the bank's services to customers in and around Satara, Maharashtra.
About this branch
The branch is located at TAL-SATARA,DIST-SATARA. It serves the Satara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Satara District Central Cooperative Bank Ltd. The IFSC SDCE0001111 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Padali Satara |
| IFSC Code | SDCE0001111 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-SATARA,DIST-SATARA |
| City | Satara |
| District | Padali Satara |
| State | Maharashtra |
| STD Code | 415507 |
| Phone | 2162265933 |
Why every The Satara District Central Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PADALI SATARA of The Satara District Central Cooperative Bank Ltd — its own 11-character IFSC. The code SDCE0001111 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SDCE0001111 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Padali Satara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SDCE0001111 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SDCE0001111
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001111 across all three.
How to use IFSC SDCE0001111 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's PADALI SATARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001111.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as PADALI SATARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SDCE0001111
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – PADALI SATARA, ensure your bank's portal accepts IFSC SDCE0001111 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Satara District Central Cooperative Bank Ltd PADALI SATARA (IFSC SDCE0001111)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001111 in your mobile or internet banking app, and the money is credited to the PADALI SATARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001111 for The Satara District Central Cooperative Bank Ltd – PADALI SATARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001111 | Yes – SDCE0001111 | Yes – SDCE0001111 |
For most retail customers crediting the Padali Satara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Satara District Central Cooperative Bank Ltd's PADALI SATARA branch, the IFSC SDCE0001111 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Padali Satara branch is mapped to IFSC SDCE0001111 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001111.
Banking services available
The Padali Satara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415507-2162265933.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001111
Online banking and IFSC SDCE0001111
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the PADALI SATARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001111 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Padali Satara branch sits at TAL-SATARA,DIST-SATARA. If you are travelling from outside Satara, search for the branch on a maps application using the bank name and locality, or call 415507-2162265933 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SDCE0001111 and your account number.
Common mistakes to avoid when using IFSC SDCE0001111
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – PADALI SATARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001111. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Padali Satara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001111, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SDCE0001111 for The Satara District Central Cooperative Bank Ltd – PADALI SATARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Satara District Central Cooperative Bank LtdPadali Satara Branch
TAL-SATARA,DIST-SATARA
Satara, Maharashtra
Phone: 415507-2162265933
IFSC: SDCE0001111
Frequently asked questions
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Padali Satara branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Padali Satara branch is SDCE0001111. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SDCE0001111 the same for all accounts at Padali Satara branch?
Yes. The IFSC SDCE0001111 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Padali Satara branch. Only the account number changes from customer to customer.
Is IFSC SDCE0001111 valid for NEFT and RTGS?
Yes. IFSC SDCE0001111 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Padali Satara branch but serve different purposes.
Where is The Satara District Central Cooperative Bank Ltd Padali Satara branch located?
The Satara District Central Cooperative Bank Ltd's Padali Satara branch is located at TAL-SATARA,DIST-SATARA, Satara, Maharashtra.
Can I use IFSC SDCE0001111 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001111 to send funds instantly.
How do I add The Satara District Central Cooperative Bank Ltd Padali Satara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001111, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SDCE0001111 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Padali Satara reflect within 30 minutes.
Summary
The IFSC code SDCE0001111 belongs to The Satara District Central Cooperative Bank Ltd's PADALI SATARA branch, located at TAL-SATARA,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
