Use this page as a one-stop reference for everything related to The Satara District Central Cooperative Bank Ltd's NADE PHATA branch in SATARA, MAHARASHTRA. The branch's IFSC code SDCE0001229 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Satara District Central Cooperative Bank Ltd – NADE PHATA is SDCE0001229. The first four letters SDCE are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001229 map to this branch in SATARA, MAHARASHTRA.
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nade Phata branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001229 for all electronic settlement.
About the Nade Phata branch
The Nade Phata branch of The Satara District Central Cooperative Bank Ltd is situated at TAL-PATAN,DIST-SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SDCE0001229 is used.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Nade Phata |
| IFSC Code | SDCE0001229 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-PATAN,DIST-SATARA |
| City | Satara |
| District | Nade Phata |
| State | Maharashtra |
| STD Code | 415205 |
| Phone | 2372274117 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's NADE PHATA branch came to be assigned the code SDCE0001229.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001229, money simply cannot be routed to the NADE PHATA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001229 and the account number together uniquely identify the Nade Phata branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SDCE0001229
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001229 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, NADE PHATA using IFSC SDCE0001229
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001229, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – NADE PHATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NADE PHATA
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's NADE PHATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001229 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – NADE PHATA, use IMPS. With IFSC SDCE0001229 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001229 for The Satara District Central Cooperative Bank Ltd – NADE PHATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001229 | Yes – SDCE0001229 | Yes – SDCE0001229 |
For most retail customers crediting the Nade Phata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Satara District Central Cooperative Bank Ltd's NADE PHATA branch, the IFSC SDCE0001229 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nade Phata branch is mapped to IFSC SDCE0001229 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001229.
Banking services available
The Nade Phata branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415205-2372274117.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001229
Online banking and IFSC SDCE0001229
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the NADE PHATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001229 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Nade Phata branch
The branch is located at TAL-PATAN,DIST-SATARA, which puts it inside Satara, the broader Nade Phata district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Nade Phata branch” — the verified location pin for IFSC SDCE0001229 should appear at the top of the results.
- Confirm the branch is open by calling 415205-2372274117 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001229 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Satara District Central Cooperative Bank Ltd – NADE PHATA:
- The IFSC is exactly SDCE0001229 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Satara District Central Cooperative Bank Ltd as the bank name and NADE PHATA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nade Phata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001229, however, work 24x7.
Verifying IFSC SDCE0001229 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001229 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415205-2372274117.
- Visiting the bank's official branch locator page.
Branch address & contact
The Satara District Central Cooperative Bank LtdNade Phata Branch
TAL-PATAN,DIST-SATARA
Satara, Maharashtra
Phone: 415205-2372274117
IFSC: SDCE0001229
Frequently asked questions
How do I add The Satara District Central Cooperative Bank Ltd Nade Phata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001229, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SDCE0001229 valid for NEFT and RTGS?
Yes. IFSC SDCE0001229 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SDCE0001229 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001229 to send funds instantly.
Is IFSC SDCE0001229 the same for all accounts at Nade Phata branch?
Yes. The IFSC SDCE0001229 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Nade Phata branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using SDCE0001229 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Nade Phata reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nade Phata branch but serve different purposes.
Does The Satara District Central Cooperative Bank Ltd Nade Phata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415205-2372274117 to confirm.
Summary
The IFSC code SDCE0001229 belongs to The Satara District Central Cooperative Bank Ltd's NADE PHATA branch, located at TAL-PATAN,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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