Use this page as a one-stop reference for everything related to The Satara District Central Cooperative Bank Ltd's MHASWAD M E branch in SATARA, MAHARASHTRA. The branch's IFSC code SDCE0001313 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Satara District Central Cooperative Bank Ltd – MHASWAD M E is SDCE0001313. The first four letters SDCE are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001313 map to this branch in SATARA, MAHARASHTRA.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Mhaswad M E |
| IFSC Code | SDCE0001313 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-MAN,DIST-SATARA |
| City | Satara |
| District | Mhaswad |
| State | Maharashtra |
| STD Code | 415119 |
| Phone | 1234567890 |
About The Satara District Central Cooperative Bank Ltd
The Satara District Central Cooperative Bank Ltd operates a wide network of branches across India, including the Mhaswad M E branch in Satara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SDCE0001313.
About the Mhaswad M E branch
The Mhaswad M E branch of The Satara District Central Cooperative Bank Ltd is situated at TAL-MAN,DIST-SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SDCE0001313 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's MHASWAD M E branch came to be assigned the code SDCE0001313.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001313, money simply cannot be routed to the MHASWAD M E branch electronically.
How to transfer money using IFSC SDCE0001313
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001313 across all three.
How to use IFSC SDCE0001313 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's MHASWAD M E branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001313.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as MHASWAD M E.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SDCE0001313
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – MHASWAD M E, ensure your bank's portal accepts IFSC SDCE0001313 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Satara District Central Cooperative Bank Ltd MHASWAD M E (IFSC SDCE0001313)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001313 in your mobile or internet banking app, and the money is credited to the MHASWAD M E branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001313 for The Satara District Central Cooperative Bank Ltd – MHASWAD M E, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001313 | Yes – SDCE0001313 | Yes – SDCE0001313 |
For most retail customers crediting the Mhaswad M E branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SDCE0001313
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – MHASWAD M E is still mapped to IFSC SDCE0001313. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001313 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mhaswad M E branch is mapped to IFSC SDCE0001313 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001313.
Banking services available
The Mhaswad M E branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415119-1234567890.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001313
MICR & cheque-truncation details
Cheques drawn on the Mhaswad M E branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SDCE0001313 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SDCE0001313
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the MHASWAD M E branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001313 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SDCE0001313
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – MHASWAD M E, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001313. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mhaswad M E branch
The branch is located at TAL-MAN,DIST-SATARA, which puts it inside Satara, the broader Mhaswad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Mhaswad M E branch” — the verified location pin for IFSC SDCE0001313 should appear at the top of the results.
- Confirm the branch is open by calling 415119-1234567890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001313 and your account number.
Verifying IFSC SDCE0001313 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001313 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415119-1234567890.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mhaswad M E are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SDCE0001313 continue to work without interruption.
Branch address & contact
The Satara District Central Cooperative Bank LtdMhaswad M E Branch
TAL-MAN,DIST-SATARA
Satara, Maharashtra
Phone: 415119-1234567890
IFSC: SDCE0001313
Frequently asked questions
Is IFSC SDCE0001313 valid for NEFT and RTGS?
Yes. IFSC SDCE0001313 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Satara District Central Cooperative Bank Ltd Mhaswad M E branch?
You can reach the branch at 415119-1234567890 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mhaswad M E branch but serve different purposes.
How quickly will an NEFT transfer using SDCE0001313 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Mhaswad M E reflect within 30 minutes.
Is IFSC SDCE0001313 the same for all accounts at Mhaswad M E branch?
Yes. The IFSC SDCE0001313 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Mhaswad M E branch. Only the account number changes from customer to customer.
Where is The Satara District Central Cooperative Bank Ltd Mhaswad M E branch located?
The Satara District Central Cooperative Bank Ltd's Mhaswad M E branch is located at TAL-MAN,DIST-SATARA, Satara, Maharashtra.
Can I use IFSC SDCE0001313 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001313 to send funds instantly.
Does The Satara District Central Cooperative Bank Ltd Mhaswad M E branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415119-1234567890 to confirm.
Summary
The IFSC code SDCE0001313 belongs to The Satara District Central Cooperative Bank Ltd's MHASWAD M E branch, located at TAL-MAN,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
