If you are searching for the IFSC code of The Satara District Central Cooperative Bank Ltd, MARDI branch in SATARA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SDCE0001062. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MARDI branch, and detailed step-by-step guides for using the IFSC SDCE0001062 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For The Satara District Central Cooperative Bank Ltd's MARDI branch, the IFSC SDCE0001062 breaks down as follows: SDCE identifies the bank, 0 is the reserved character, and 001062 identifies this particular branch.
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mardi branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001062 for all electronic settlement.
About the Mardi branch
The Mardi branch of The Satara District Central Cooperative Bank Ltd is situated at TAL-MAN,DIST-SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SDCE0001062 is used.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Mardi |
| IFSC Code | SDCE0001062 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-MAN,DIST-SATARA |
| City | Satara |
| District | Mardi |
| State | Maharashtra |
| STD Code | 415508 |
| Phone | 2165286219 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's MARDI branch came to be assigned the code SDCE0001062.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001062, money simply cannot be routed to the MARDI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001062 and the account number together uniquely identify the Mardi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SDCE0001062
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001062 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, MARDI using IFSC SDCE0001062
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001062, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – MARDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SDCE0001062
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – MARDI, ensure your bank's portal accepts IFSC SDCE0001062 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Satara District Central Cooperative Bank Ltd MARDI (IFSC SDCE0001062)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001062 in your mobile or internet banking app, and the money is credited to the MARDI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mardi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SDCE0001062:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MARDI is still linked to IFSC SDCE0001062.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SDCE0001062
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – MARDI is still mapped to IFSC SDCE0001062. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001062 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mardi branch is mapped to IFSC SDCE0001062 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001062.
Banking services available
The Mardi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415508-2165286219.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001062
Digital banking channels
Most day-to-day work that customers used to do at the Mardi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SDCE0001062 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Mardi branch
The branch is located at TAL-MAN,DIST-SATARA, which puts it inside Satara, the broader Mardi district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Mardi branch” — the verified location pin for IFSC SDCE0001062 should appear at the top of the results.
- Confirm the branch is open by calling 415508-2165286219 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001062 and your account number.
Common mistakes to avoid when using IFSC SDCE0001062
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – MARDI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001062. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mardi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001062, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SDCE0001062 for The Satara District Central Cooperative Bank Ltd – MARDI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Satara District Central Cooperative Bank LtdMardi Branch
TAL-MAN,DIST-SATARA
Satara, Maharashtra
Phone: 415508-2165286219
IFSC: SDCE0001062
Frequently asked questions
Is IFSC SDCE0001062 valid for NEFT and RTGS?
Yes. IFSC SDCE0001062 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Satara District Central Cooperative Bank Ltd Mardi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001062, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SDCE0001062 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001062 to send funds instantly.
What is the phone number of The Satara District Central Cooperative Bank Ltd Mardi branch?
You can reach the branch at 415508-2165286219 during regular banking hours.
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Mardi branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Mardi branch is SDCE0001062. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mardi branch but serve different purposes.
Where is The Satara District Central Cooperative Bank Ltd Mardi branch located?
The Satara District Central Cooperative Bank Ltd's Mardi branch is located at TAL-MAN,DIST-SATARA, Satara, Maharashtra.
Summary
The IFSC code SDCE0001062 belongs to The Satara District Central Cooperative Bank Ltd's MARDI branch, located at TAL-MAN,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
