If you are searching for the IFSC code of The Satara District Central Cooperative Bank Ltd, KUMATHE branch in SATARA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SDCE0001125. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUMATHE branch, and detailed step-by-step guides for using the IFSC SDCE0001125 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001125 is the IFSC of The Satara District Central Cooperative Bank Ltd's KUMATHE branch. The format is fixed: SDCE = bank code, 0 = reserved, 001125 = branch identifier.
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kumathe branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001125 for all electronic settlement.
About the Kumathe branch
The Kumathe branch of The Satara District Central Cooperative Bank Ltd is situated at TAL-KOREGAON,DIST-SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SDCE0001125 is used.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Kumathe |
| IFSC Code | SDCE0001125 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-KOREGAON,DIST-SATARA |
| City | Satara |
| District | Kumathe |
| State | Maharashtra |
| STD Code | 415501 |
| Phone | 2163220458 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's KUMATHE branch came to be assigned the code SDCE0001125.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001125, money simply cannot be routed to the KUMATHE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kumathe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SDCE0001125 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SDCE0001125
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001125 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, KUMATHE using IFSC SDCE0001125
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001125, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – KUMATHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SDCE0001125
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – KUMATHE, ensure your bank's portal accepts IFSC SDCE0001125 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – KUMATHE, use IMPS. With IFSC SDCE0001125 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kumathe
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SDCE0001125:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUMATHE is still linked to IFSC SDCE0001125.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SDCE0001125
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – KUMATHE is still mapped to IFSC SDCE0001125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001125 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kumathe branch
Once you have an account at The Satara District Central Cooperative Bank Ltd – KUMATHE, the IFSC SDCE0001125 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kumathe branch can access most of The Satara District Central Cooperative Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SDCE0001125
Online banking and IFSC SDCE0001125
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the KUMATHE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001125 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kumathe branch
The branch is located at TAL-KOREGAON,DIST-SATARA, which puts it inside Satara, the broader Kumathe district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Kumathe branch” — the verified location pin for IFSC SDCE0001125 should appear at the top of the results.
- Confirm the branch is open by calling 415501-2163220458 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001125 and your account number.
Common mistakes to avoid when using IFSC SDCE0001125
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – KUMATHE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001125. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kumathe branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001125, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SDCE0001125 for The Satara District Central Cooperative Bank Ltd – KUMATHE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Satara District Central Cooperative Bank LtdKumathe Branch
TAL-KOREGAON,DIST-SATARA
Satara, Maharashtra
Phone: 415501-2163220458
IFSC: SDCE0001125
Frequently asked questions
Is IFSC SDCE0001125 the same for all accounts at Kumathe branch?
Yes. The IFSC SDCE0001125 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Kumathe branch. Only the account number changes from customer to customer.
Does The Satara District Central Cooperative Bank Ltd Kumathe branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415501-2163220458 to confirm.
How do I add The Satara District Central Cooperative Bank Ltd Kumathe as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001125, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SDCE0001125 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001125 to send funds instantly.
Where is The Satara District Central Cooperative Bank Ltd Kumathe branch located?
The Satara District Central Cooperative Bank Ltd's Kumathe branch is located at TAL-KOREGAON,DIST-SATARA, Satara, Maharashtra.
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Kumathe branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Kumathe branch is SDCE0001125. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SDCE0001125 valid for NEFT and RTGS?
Yes. IFSC SDCE0001125 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SDCE0001125 is the IFSC code of The Satara District Central Cooperative Bank Ltd, KUMATHE branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
