Below are the complete branch details for The Satara District Central Cooperative Bank Ltd, KAVATHE branch, located in SATARA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SDCE0001118. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SDCE0001118 for The Satara District Central Cooperative Bank Ltd – KAVATHE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001118 is the IFSC of The Satara District Central Cooperative Bank Ltd's KAVATHE branch. The format is fixed: SDCE = bank code, 0 = reserved, 001118 = branch identifier.
About The Satara District Central Cooperative Bank Ltd
The Satara District Central Cooperative Bank Ltd operates a wide network of branches across India, including the Kavathe branch in Satara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SDCE0001118.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Kavathe |
| IFSC Code | SDCE0001118 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-WAI,DIST-SATARA |
| City | Satara |
| District | Kavathe |
| State | Maharashtra |
| STD Code | 415516 |
| Phone | 2167274249 |
Kavathe branch overview
Located at TAL-WAI,DIST-SATARA, the Kavathe branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SDCE0001118 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's KAVATHE branch came to be assigned the code SDCE0001118.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001118, money simply cannot be routed to the KAVATHE branch electronically.
Products and account variants supported
Every account opened at the Kavathe branch is mapped to IFSC SDCE0001118 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001118.
Banking services available
The Kavathe branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415516-2167274249.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001118
How to transfer money using IFSC SDCE0001118
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001118 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, KAVATHE using IFSC SDCE0001118
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001118, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – KAVATHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAVATHE
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's KAVATHE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001118 while initiating the transfer and the credit will appear within minutes.
IMPS to The Satara District Central Cooperative Bank Ltd KAVATHE (IFSC SDCE0001118)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001118 in your mobile or internet banking app, and the money is credited to the KAVATHE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001118 for The Satara District Central Cooperative Bank Ltd – KAVATHE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001118 | Yes – SDCE0001118 | Yes – SDCE0001118 |
For most retail customers crediting the Kavathe branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC SDCE0001118
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – KAVATHE is still mapped to IFSC SDCE0001118. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001118 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kavathe branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SDCE0001118 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kavathe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SDCE0001118 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC SDCE0001118
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – KAVATHE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001118. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kavathe branch sits at TAL-WAI,DIST-SATARA. If you are travelling from outside Satara, search for the branch on a maps application using the bank name and locality, or call 415516-2167274249 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SDCE0001118 and your account number.
Verifying IFSC SDCE0001118 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001118 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415516-2167274249.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kavathe are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SDCE0001118 continue to work without interruption.
Branch address & contact
The Satara District Central Cooperative Bank LtdKavathe Branch
TAL-WAI,DIST-SATARA
Satara, Maharashtra
Phone: 415516-2167274249
IFSC: SDCE0001118
Frequently asked questions
Is IFSC SDCE0001118 the same for all accounts at Kavathe branch?
Yes. The IFSC SDCE0001118 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Kavathe branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kavathe branch but serve different purposes.
Does The Satara District Central Cooperative Bank Ltd Kavathe branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415516-2167274249 to confirm.
Can I use IFSC SDCE0001118 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001118 to send funds instantly.
Where is The Satara District Central Cooperative Bank Ltd Kavathe branch located?
The Satara District Central Cooperative Bank Ltd's Kavathe branch is located at TAL-WAI,DIST-SATARA, Satara, Maharashtra.
What is the phone number of The Satara District Central Cooperative Bank Ltd Kavathe branch?
You can reach the branch at 415516-2167274249 during regular banking hours.
Is IFSC SDCE0001118 valid for NEFT and RTGS?
Yes. IFSC SDCE0001118 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: SDCE0001118 is the IFSC code of The Satara District Central Cooperative Bank Ltd, KAVATHE branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
