Use this page as a one-stop reference for everything related to The Satara District Central Cooperative Bank Ltd's KALAJ branch in SATARA, MAHARASHTRA. The branch's IFSC code SDCE0001157 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001157 is the IFSC of The Satara District Central Cooperative Bank Ltd's KALAJ branch. The format is fixed: SDCE = bank code, 0 = reserved, 001157 = branch identifier.
Bank profile
The Satara District Central Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Kalaj branch — IFSC SDCE0001157 — extends the bank's services to customers in and around Satara, Maharashtra.
Kalaj branch overview
Located at TAL-PHALTAN,DIST-SATARA, the Kalaj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SDCE0001157 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Kalaj |
| IFSC Code | SDCE0001157 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-PHALTAN,DIST-SATARA |
| City | Satara |
| District | Kalaj |
| State | Maharashtra |
| STD Code | 415528 |
| Phone | 2160243668 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Satara District Central Cooperative Bank Ltd's KALAJ branch came to be assigned the code SDCE0001157.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SDCE0001157, money simply cannot be routed to the KALAJ branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kalaj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SDCE0001157 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SDCE0001157
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001157 across all three.
How to use IFSC SDCE0001157 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's KALAJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001157.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as KALAJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALAJ
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's KALAJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001157 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – KALAJ, use IMPS. With IFSC SDCE0001157 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001157 for The Satara District Central Cooperative Bank Ltd – KALAJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001157 | Yes – SDCE0001157 | Yes – SDCE0001157 |
For most retail customers crediting the Kalaj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Satara District Central Cooperative Bank Ltd's KALAJ branch, the IFSC SDCE0001157 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kalaj branch is mapped to IFSC SDCE0001157 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001157.
Banking services available
The Kalaj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415528-2160243668.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001157
Digital banking channels
Most day-to-day work that customers used to do at the Kalaj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SDCE0001157 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Kalaj branch sits at TAL-PHALTAN,DIST-SATARA. If you are travelling from outside Satara, search for the branch on a maps application using the bank name and locality, or call 415528-2160243668 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SDCE0001157 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Satara District Central Cooperative Bank Ltd – KALAJ:
- The IFSC is exactly SDCE0001157 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Satara District Central Cooperative Bank Ltd as the bank name and KALAJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalaj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001157, however, work 24x7.
Verifying IFSC SDCE0001157 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001157 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415528-2160243668.
- Visiting the bank's official branch locator page.
Branch address & contact
The Satara District Central Cooperative Bank LtdKalaj Branch
TAL-PHALTAN,DIST-SATARA
Satara, Maharashtra
Phone: 415528-2160243668
IFSC: SDCE0001157
Frequently asked questions
How quickly will an NEFT transfer using SDCE0001157 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Kalaj reflect within 30 minutes.
Does The Satara District Central Cooperative Bank Ltd Kalaj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 415528-2160243668 to confirm.
What is the phone number of The Satara District Central Cooperative Bank Ltd Kalaj branch?
You can reach the branch at 415528-2160243668 during regular banking hours.
How do I add The Satara District Central Cooperative Bank Ltd Kalaj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001157, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Satara District Central Cooperative Bank Ltd Kalaj branch located?
The Satara District Central Cooperative Bank Ltd's Kalaj branch is located at TAL-PHALTAN,DIST-SATARA, Satara, Maharashtra.
Is IFSC SDCE0001157 valid for NEFT and RTGS?
Yes. IFSC SDCE0001157 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SDCE0001157 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001157 to send funds instantly.
Summary
The IFSC code SDCE0001157 belongs to The Satara District Central Cooperative Bank Ltd's KALAJ branch, located at TAL-PHALTAN,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
