Use this page as a one-stop reference for everything related to The Satara District Central Cooperative Bank Ltd's EXT,KURAVALI KHURD branch in SATARA, MAHARASHTRA. The branch's IFSC code SDCE0001293 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001293 is the IFSC of The Satara District Central Cooperative Bank Ltd's EXT,KURAVALI KHURD branch. The format is fixed: SDCE = bank code, 0 = reserved, 001293 = branch identifier.
Bank profile
The Satara District Central Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Ext,Kuravali Khurd branch — IFSC SDCE0001293 — extends the bank's services to customers in and around Satara, Maharashtra.
About this branch
The branch is located at KURAVALI KHURD,TAL - PHALTAN,DIST-SATARA. It serves the Satara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Satara District Central Cooperative Bank Ltd. The IFSC SDCE0001293 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Ext,Kuravali Khurd |
| IFSC Code | SDCE0001293 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KURAVALI KHURD,TAL - PHALTAN,DIST-SATARA |
| City | Satara |
| District | M.Y.Phaltan |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 0 |
Why every The Satara District Central Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EXT,KURAVALI KHURD of The Satara District Central Cooperative Bank Ltd — its own 11-character IFSC. The code SDCE0001293 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SDCE0001293 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001293 and the account number together uniquely identify the Ext,Kuravali Khurd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SDCE0001293
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001293 across all three.
How to use IFSC SDCE0001293 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's EXT,KURAVALI KHURD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001293.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as EXT,KURAVALI KHURD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SDCE0001293
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – EXT,KURAVALI KHURD, ensure your bank's portal accepts IFSC SDCE0001293 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Satara District Central Cooperative Bank Ltd EXT,KURAVALI KHURD (IFSC SDCE0001293)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001293 in your mobile or internet banking app, and the money is credited to the EXT,KURAVALI KHURD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ext,Kuravali Khurd
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SDCE0001293:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at EXT,KURAVALI KHURD is still linked to IFSC SDCE0001293.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SDCE0001293
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – EXT,KURAVALI KHURD is still mapped to IFSC SDCE0001293. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001293 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ext,Kuravali Khurd branch is mapped to IFSC SDCE0001293 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001293.
Products and services
Customers walking into the Ext,Kuravali Khurd branch can access most of The Satara District Central Cooperative Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SDCE0001293
Online banking and IFSC SDCE0001293
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the EXT,KURAVALI KHURD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001293 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ext,Kuravali Khurd branch
The branch is located at KURAVALI KHURD,TAL - PHALTAN,DIST-SATARA, which puts it inside Satara, the broader M.Y.Phaltan district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Ext,Kuravali Khurd branch” — the verified location pin for IFSC SDCE0001293 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001293 and your account number.
Common mistakes to avoid when using IFSC SDCE0001293
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – EXT,KURAVALI KHURD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001293. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ext,Kuravali Khurd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SDCE0001293 continue to work without interruption.
Verifying IFSC SDCE0001293 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001293 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
The Satara District Central Cooperative Bank LtdExt,Kuravali Khurd Branch
KURAVALI KHURD,TAL - PHALTAN,DIST-SATARA
Satara, Maharashtra
Phone: 0
IFSC: SDCE0001293
Frequently asked questions
Does The Satara District Central Cooperative Bank Ltd Ext,Kuravali Khurd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Ext,Kuravali Khurd branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Ext,Kuravali Khurd branch is SDCE0001293. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SDCE0001293 the same for all accounts at Ext,Kuravali Khurd branch?
Yes. The IFSC SDCE0001293 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Ext,Kuravali Khurd branch. Only the account number changes from customer to customer.
What is the phone number of The Satara District Central Cooperative Bank Ltd Ext,Kuravali Khurd branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC SDCE0001293 valid for NEFT and RTGS?
Yes. IFSC SDCE0001293 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is The Satara District Central Cooperative Bank Ltd Ext,Kuravali Khurd branch located?
The Satara District Central Cooperative Bank Ltd's Ext,Kuravali Khurd branch is located at KURAVALI KHURD,TAL - PHALTAN,DIST-SATARA, Satara, Maharashtra.
Final notes
To recap: SDCE0001293 is the IFSC code of The Satara District Central Cooperative Bank Ltd, EXT,KURAVALI KHURD branch, in SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
