If you are searching for the IFSC code of The Satara District Central Cooperative Bank Ltd, BARAD branch in SATARA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is SDCE0001155. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BARAD branch, and detailed step-by-step guides for using the IFSC SDCE0001155 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Satara District Central Cooperative Bank Ltd – BARAD is SDCE0001155. The first four letters SDCE are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001155 map to this branch in SATARA, MAHARASHTRA.
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barad branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001155 for all electronic settlement.
Barad branch overview
Located at TAL-PHALTAN,DIST-SATARA, the Barad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SDCE0001155 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Barad |
| IFSC Code | SDCE0001155 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-PHALTAN,DIST-SATARA |
| City | Satara |
| District | Barad |
| State | Maharashtra |
| STD Code | 415523 |
| Phone | 2166242206 |
Why every The Satara District Central Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARAD of The Satara District Central Cooperative Bank Ltd — its own 11-character IFSC. The code SDCE0001155 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SDCE0001155 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001155 and the account number together uniquely identify the Barad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC SDCE0001155
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001155 across all three.
How to use IFSC SDCE0001155 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Satara District Central Cooperative Bank Ltd's BARAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SDCE0001155.
- Confirm the bank name auto-populates as The Satara District Central Cooperative Bank Ltd and the branch as BARAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC SDCE0001155
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Satara District Central Cooperative Bank Ltd – BARAD, ensure your bank's portal accepts IFSC SDCE0001155 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Satara District Central Cooperative Bank Ltd – BARAD, use IMPS. With IFSC SDCE0001155 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SDCE0001155 for The Satara District Central Cooperative Bank Ltd – BARAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SDCE0001155 | Yes – SDCE0001155 | Yes – SDCE0001155 |
For most retail customers crediting the Barad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Satara District Central Cooperative Bank Ltd's BARAD branch, the IFSC SDCE0001155 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Barad branch is mapped to IFSC SDCE0001155 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001155.
Banking services available
The Barad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415523-2166242206.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001155
Online banking and IFSC SDCE0001155
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the BARAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001155 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Barad branch
The branch is located at TAL-PHALTAN,DIST-SATARA, which puts it inside Satara, the broader Barad district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “The Satara District Central Cooperative Bank Ltd Barad branch” — the verified location pin for IFSC SDCE0001155 should appear at the top of the results.
- Confirm the branch is open by calling 415523-2166242206 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SDCE0001155 and your account number.
Common mistakes to avoid when using IFSC SDCE0001155
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – BARAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001155. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Barad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SDCE0001155 continue to work without interruption.
Verifying IFSC SDCE0001155 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001155 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415523-2166242206.
- Visiting the bank's official branch locator page.
Branch address & contact
The Satara District Central Cooperative Bank LtdBarad Branch
TAL-PHALTAN,DIST-SATARA
Satara, Maharashtra
Phone: 415523-2166242206
IFSC: SDCE0001155
Frequently asked questions
What is the phone number of The Satara District Central Cooperative Bank Ltd Barad branch?
You can reach the branch at 415523-2166242206 during regular banking hours.
Is IFSC SDCE0001155 the same for all accounts at Barad branch?
Yes. The IFSC SDCE0001155 is shared by every account held at The Satara District Central Cooperative Bank Ltd's Barad branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barad branch but serve different purposes.
Can I use IFSC SDCE0001155 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001155 to send funds instantly.
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Barad branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Barad branch is SDCE0001155. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is The Satara District Central Cooperative Bank Ltd Barad branch located?
The Satara District Central Cooperative Bank Ltd's Barad branch is located at TAL-PHALTAN,DIST-SATARA, Satara, Maharashtra.
Is IFSC SDCE0001155 valid for NEFT and RTGS?
Yes. IFSC SDCE0001155 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code SDCE0001155 belongs to The Satara District Central Cooperative Bank Ltd's BARAD branch, located at TAL-PHALTAN,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
