Below are the complete branch details for The Satara District Central Cooperative Bank Ltd, AMBAVADE PARALI branch, located in SATARA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is SDCE0001196. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SDCE0001196 for The Satara District Central Cooperative Bank Ltd – AMBAVADE PARALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SDCE0001196 is the IFSC of The Satara District Central Cooperative Bank Ltd's AMBAVADE PARALI branch. The format is fixed: SDCE = bank code, 0 = reserved, 001196 = branch identifier.
Branch details at a glance
| Bank Name | The Satara District Central Cooperative Bank Ltd |
|---|---|
| Branch | Ambavade Parali |
| IFSC Code | SDCE0001196 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAL-SATARA,DIST-SATARA |
| City | Satara |
| District | Ambavade Parali |
| State | Maharashtra |
| STD Code | 415013 |
| Phone | 2164203008 |
About the bank
The Satara District Central Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ambavade Parali branch in Satara, Maharashtra is part of this network and uses the IFSC code SDCE0001196 for all electronic settlement.
About the Ambavade Parali branch
The Ambavade Parali branch of The Satara District Central Cooperative Bank Ltd is situated at TAL-SATARA,DIST-SATARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SDCE0001196 is used.
Why every The Satara District Central Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMBAVADE PARALI of The Satara District Central Cooperative Bank Ltd — its own 11-character IFSC. The code SDCE0001196 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SDCE0001196 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SDCE0001196
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SDCE0001196 across all three.
NEFT to The Satara District Central Cooperative Bank Ltd, AMBAVADE PARALI using IFSC SDCE0001196
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SDCE0001196, and confirm that the system picks up The Satara District Central Cooperative Bank Ltd – AMBAVADE PARALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AMBAVADE PARALI
If you need to transfer ₹2 lakh or more in one go to an account at The Satara District Central Cooperative Bank Ltd's AMBAVADE PARALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SDCE0001196 while initiating the transfer and the credit will appear within minutes.
IMPS to The Satara District Central Cooperative Bank Ltd AMBAVADE PARALI (IFSC SDCE0001196)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SDCE0001196 in your mobile or internet banking app, and the money is credited to the AMBAVADE PARALI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ambavade Parali
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SDCE0001196:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AMBAVADE PARALI is still linked to IFSC SDCE0001196.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SDCE0001196
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Satara District Central Cooperative Bank Ltd – AMBAVADE PARALI is still mapped to IFSC SDCE0001196. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SDCE0001196 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ambavade Parali branch is mapped to IFSC SDCE0001196 on the RBI payments network. The branch generally supports the full retail product catalogue of The Satara District Central Cooperative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SDCE0001196.
Banking services available
The Ambavade Parali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 415013-2164203008.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SDCE0001196
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Satara District Central Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SDCE0001196 and the account number together uniquely identify the Ambavade Parali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SDCE0001196
The Satara District Central Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the AMBAVADE PARALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SDCE0001196 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SDCE0001196
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Satara District Central Cooperative Bank Ltd – AMBAVADE PARALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SDCE0001196. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ambavade Parali branch sits at TAL-SATARA,DIST-SATARA. If you are travelling from outside Satara, search for the branch on a maps application using the bank name and locality, or call 415013-2164203008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SDCE0001196 and your account number.
Verifying IFSC SDCE0001196 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SDCE0001196 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 415013-2164203008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ambavade Parali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SDCE0001196, however, work 24x7.
Branch address & contact
The Satara District Central Cooperative Bank LtdAmbavade Parali Branch
TAL-SATARA,DIST-SATARA
Satara, Maharashtra
Phone: 415013-2164203008
IFSC: SDCE0001196
Frequently asked questions
What is the IFSC code of The Satara District Central Cooperative Bank Ltd Ambavade Parali branch?
The IFSC code of The Satara District Central Cooperative Bank Ltd, Ambavade Parali branch is SDCE0001196. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC SDCE0001196 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SDCE0001196 to send funds instantly.
Is IFSC SDCE0001196 valid for NEFT and RTGS?
Yes. IFSC SDCE0001196 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SDCE0001196 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Satara District Central Cooperative Bank Ltd – Ambavade Parali reflect within 30 minutes.
How do I add The Satara District Central Cooperative Bank Ltd Ambavade Parali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SDCE0001196, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is The Satara District Central Cooperative Bank Ltd Ambavade Parali branch located?
The Satara District Central Cooperative Bank Ltd's Ambavade Parali branch is located at TAL-SATARA,DIST-SATARA, Satara, Maharashtra.
Summary
The IFSC code SDCE0001196 belongs to The Satara District Central Cooperative Bank Ltd's AMBAVADE PARALI branch, located at TAL-SATARA,DIST-SATARA in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
