IFSC Code of The Rajasthan State Cooperative Bank Limited, Sikar Kendriya Sahakari Bankltd Branch, Rajasthan

Below are the complete branch details for The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD branch, located in SIKAR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is RSCB0031017. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RSCB0031017 for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD is RSCB0031017. The first four letters RSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 031017 map to this branch in SIKAR, RAJASTHAN.

Branch details at a glance

About The Rajasthan State Cooperative Bank Limited

The Rajasthan State Cooperative Bank Limited operates a wide network of branches across India, including the Sikar Kendriya Sahakari Bankltd branch in Sikar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RSCB0031017.

About the Sikar Kendriya Sahakari Bankltd branch

The Sikar Kendriya Sahakari Bankltd branch of The Rajasthan State Cooperative Bank Limited is situated at NEAR BUS STAND,LOSAL332025. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSCB0031017 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch came to be assigned the code RSCB0031017.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0031017, money simply cannot be routed to the SIKAR KENDRIYA SAHAKARI BANKLTD branch electronically.

How to transfer money using IFSC RSCB0031017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0031017 across all three.

NEFT to The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD using IFSC RSCB0031017

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0031017, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RSCB0031017

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, ensure your bank's portal accepts IFSC RSCB0031017 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Rajasthan State Cooperative Bank Limited SIKAR KENDRIYA SAHAKARI BANKLTD (IFSC RSCB0031017)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0031017 in your mobile or internet banking app, and the money is credited to the SIKAR KENDRIYA SAHAKARI BANKLTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sikar Kendriya Sahakari Bankltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSCB0031017:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIKAR KENDRIYA SAHAKARI BANKLTD is still linked to IFSC RSCB0031017.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, the IFSC RSCB0031017 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sikar Kendriya Sahakari Bankltd branch is mapped to IFSC RSCB0031017 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0031017.

Products and services

Customers walking into the Sikar Kendriya Sahakari Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0031017

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0031017 and the account number together uniquely identify the Sikar Kendriya Sahakari Bankltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC RSCB0031017

The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIKAR KENDRIYA SAHAKARI BANKLTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0031017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD:

• The IFSC is exactly RSCB0031017 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and SIKAR KENDRIYA SAHAKARI BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sikar Kendriya Sahakari Bankltd branch

The branch is located at NEAR BUS STAND,LOSAL332025, which puts it inside Sikar, the broader Sikar district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited Sikar Kendriya Sahakari Bankltd branch” — the verified location pin for IFSC RSCB0031017 should appear at the top of the results.
2. Confirm the branch is open by calling 1577-1577220350 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0031017 and your account number.

Verifying IFSC RSCB0031017 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0031017 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1577-1577220350.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sikar Kendriya Sahakari Bankltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0031017 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSCB0031017 is the IFSC code of The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD branch, in SIKAR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.