IFSC Code of The Rajasthan State Cooperative Bank Limited, Sikar Kendriya Sahakari Bankltd Branch, Rajasthan

Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch in SIKAR, RAJASTHAN. The branch's IFSC code RSCB0031012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RSCB0031012 is the IFSC of The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 031012 = branch identifier.

Branch details at a glance

About the bank

The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sikar Kendriya Sahakari Bankltd branch in Sikar, Rajasthan is part of this network and uses the IFSC code RSCB0031012 for all electronic settlement.

About the Sikar Kendriya Sahakari Bankltd branch

The Sikar Kendriya Sahakari Bankltd branch of The Rajasthan State Cooperative Bank Limited is situated at NEEM KA THANA ROAD,PATAN332718. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSCB0031012 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch came to be assigned the code RSCB0031012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0031012, money simply cannot be routed to the SIKAR KENDRIYA SAHAKARI BANKLTD branch electronically.

How to transfer money using IFSC RSCB0031012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0031012 across all three.

NEFT to The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD using IFSC RSCB0031012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0031012, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RSCB0031012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, ensure your bank's portal accepts IFSC RSCB0031012 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, use IMPS. With IFSC RSCB0031012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sikar Kendriya Sahakari Bankltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSCB0031012:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIKAR KENDRIYA SAHAKARI BANKLTD is still linked to IFSC RSCB0031012.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, the IFSC RSCB0031012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sikar Kendriya Sahakari Bankltd branch is mapped to IFSC RSCB0031012 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0031012.

Products and services

Customers walking into the Sikar Kendriya Sahakari Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0031012

MICR & cheque-truncation details

Cheques drawn on the Sikar Kendriya Sahakari Bankltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0031012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Sikar Kendriya Sahakari Bankltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0031012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC RSCB0031012

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RSCB0031012.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sikar Kendriya Sahakari Bankltd branch sits at NEEM KA THANA ROAD,PATAN332718. If you are travelling from outside Sikar, search for the branch on a maps application using the bank name and locality, or call 1574-1574282233 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0031012 and your account number.

Verifying IFSC RSCB0031012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0031012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1574-1574282233.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sikar Kendriya Sahakari Bankltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0031012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSCB0031012 is the IFSC code of The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD branch, in SIKAR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.