IFSC Code of The Rajasthan State Cooperative Bank Limited, Sikar Kendriya Sahakari Bankltd Branch, Rajasthan

Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch in SIKAR, RAJASTHAN. The branch's IFSC code RSCB0031009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RSCB0031009 is the IFSC of The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 031009 = branch identifier.

About the bank

The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sikar Kendriya Sahakari Bankltd branch in Sikar, Rajasthan is part of this network and uses the IFSC code RSCB0031009 for all electronic settlement.

Sikar Kendriya Sahakari Bankltd branch overview

Located at MAIN BAZAR,RANOLI332403, the Sikar Kendriya Sahakari Bankltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0031009 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch came to be assigned the code RSCB0031009.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0031009, money simply cannot be routed to the SIKAR KENDRIYA SAHAKARI BANKLTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sikar Kendriya Sahakari Bankltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0031009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RSCB0031009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0031009 across all three.

NEFT to The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD using IFSC RSCB0031009

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0031009, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIKAR KENDRIYA SAHAKARI BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0031009 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, use IMPS. With IFSC RSCB0031009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RSCB0031009 for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sikar Kendriya Sahakari Bankltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, the IFSC RSCB0031009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sikar Kendriya Sahakari Bankltd branch is mapped to IFSC RSCB0031009 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0031009.

Banking services available

The Sikar Kendriya Sahakari Bankltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1576-1576220330.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSCB0031009

Online banking and IFSC RSCB0031009

The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIKAR KENDRIYA SAHAKARI BANKLTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0031009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sikar Kendriya Sahakari Bankltd branch sits at MAIN BAZAR,RANOLI332403. If you are travelling from outside Sikar, search for the branch on a maps application using the bank name and locality, or call 1576-1576220330 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0031009 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD:

• The IFSC is exactly RSCB0031009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and SIKAR KENDRIYA SAHAKARI BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sikar Kendriya Sahakari Bankltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0031009, however, work 24x7.

Verifying IFSC RSCB0031009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0031009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1576-1576220330.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RSCB0031009 belongs to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, located at MAIN BAZAR,RANOLI332403 in SIKAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.