IFSC Code of The Rajasthan State Cooperative Bank Limited, Sikar Kendriya Sahakari Bankltd Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD branch in SIKAR. The 11-digit IFSC RSCB0031006 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Rajasthan State Cooperative Bank Limited at the SIKAR KENDRIYA SAHAKARI BANKLTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD is RSCB0031006. The first four letters RSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 031006 map to this branch in SIKAR, RAJASTHAN.

Bank profile

The Rajasthan State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sikar Kendriya Sahakari Bankltd branch — IFSC RSCB0031006 — extends the bank's services to customers in and around Sikar, Rajasthan.

Sikar Kendriya Sahakari Bankltd branch overview

Located at NEAR SABJI MANDI,FATEHPUR332301, the Sikar Kendriya Sahakari Bankltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0031006 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIKAR KENDRIYA SAHAKARI BANKLTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0031006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0031006 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Sikar Kendriya Sahakari Bankltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0031006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RSCB0031006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0031006 across all three.

How to use IFSC RSCB0031006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RSCB0031006.
4. Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as SIKAR KENDRIYA SAHAKARI BANKLTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SIKAR KENDRIYA SAHAKARI BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0031006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, use IMPS. With IFSC RSCB0031006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sikar Kendriya Sahakari Bankltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSCB0031006:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIKAR KENDRIYA SAHAKARI BANKLTD is still linked to IFSC RSCB0031006.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RSCB0031006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD is still mapped to IFSC RSCB0031006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0031006 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sikar Kendriya Sahakari Bankltd branch is mapped to IFSC RSCB0031006 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0031006.

Products and services

Customers walking into the Sikar Kendriya Sahakari Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0031006

Digital banking channels

Most day-to-day work that customers used to do at the Sikar Kendriya Sahakari Bankltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0031006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Sikar Kendriya Sahakari Bankltd branch

The branch is located at NEAR SABJI MANDI,FATEHPUR332301, which puts it inside Sikar, the broader Sikar district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited Sikar Kendriya Sahakari Bankltd branch” — the verified location pin for IFSC RSCB0031006 should appear at the top of the results.
2. Confirm the branch is open by calling 1571-1571230024 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0031006 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD:

• The IFSC is exactly RSCB0031006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and SIKAR KENDRIYA SAHAKARI BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sikar Kendriya Sahakari Bankltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0031006, however, work 24x7.

Verifying IFSC RSCB0031006 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0031006 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1571-1571230024.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RSCB0031006 belongs to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, located at NEAR SABJI MANDI,FATEHPUR332301 in SIKAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.