IFSC Code of The Rajasthan State Cooperative Bank Limited, Sikar Kendriya Sahakari Bankltd Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Rajasthan State Cooperative Bank Limited, SIKAR KENDRIYA SAHAKARI BANKLTD branch in SIKAR. The 11-digit IFSC RSCB0031005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Rajasthan State Cooperative Bank Limited at the SIKAR KENDRIYA SAHAKARI BANKLTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD is RSCB0031005. The first four letters RSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 031005 map to this branch in SIKAR, RAJASTHAN.

About the bank

The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sikar Kendriya Sahakari Bankltd branch in Sikar, Rajasthan is part of this network and uses the IFSC code RSCB0031005 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at GOPAL GAUSHALA MARKET,DANTA332702. It serves the Sikar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Rajasthan State Cooperative Bank Limited. The IFSC RSCB0031005 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch came to be assigned the code RSCB0031005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0031005, money simply cannot be routed to the SIKAR KENDRIYA SAHAKARI BANKLTD branch electronically.

Products and account variants supported

Every account opened at the Sikar Kendriya Sahakari Bankltd branch is mapped to IFSC RSCB0031005 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0031005.

Products and services

Customers walking into the Sikar Kendriya Sahakari Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0031005

How to transfer money using IFSC RSCB0031005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0031005 across all three.

How to use IFSC RSCB0031005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RSCB0031005.
4. Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as SIKAR KENDRIYA SAHAKARI BANKLTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SIKAR KENDRIYA SAHAKARI BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0031005 while initiating the transfer and the credit will appear within minutes.

IMPS to The Rajasthan State Cooperative Bank Limited SIKAR KENDRIYA SAHAKARI BANKLTD (IFSC RSCB0031005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0031005 in your mobile or internet banking app, and the money is credited to the SIKAR KENDRIYA SAHAKARI BANKLTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RSCB0031005 for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sikar Kendriya Sahakari Bankltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RSCB0031005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD is still mapped to IFSC RSCB0031005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0031005 and the beneficiary's account number to complete the transfer.

Online banking and IFSC RSCB0031005

The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIKAR KENDRIYA SAHAKARI BANKLTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0031005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sikar Kendriya Sahakari Bankltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0031005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD:

• The IFSC is exactly RSCB0031005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and SIKAR KENDRIYA SAHAKARI BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sikar Kendriya Sahakari Bankltd branch

The branch is located at GOPAL GAUSHALA MARKET,DANTA332702, which puts it inside Sikar, the broader Sikar district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited Sikar Kendriya Sahakari Bankltd branch” — the verified location pin for IFSC RSCB0031005 should appear at the top of the results.
2. Confirm the branch is open by calling 1577-1577272344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0031005 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSCB0031005 for The Rajasthan State Cooperative Bank Limited – SIKAR KENDRIYA SAHAKARI BANKLTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sikar Kendriya Sahakari Bankltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0031005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RSCB0031005 belongs to The Rajasthan State Cooperative Bank Limited's SIKAR KENDRIYA SAHAKARI BANKLTD branch, located at GOPAL GAUSHALA MARKET,DANTA332702 in SIKAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.