This page lists the IFSC code, branch address, contact number and fund-transfer information for The Rajasthan State Cooperative Bank Limited, THE NAGAUR CENTRAL COOP BANK LTD branch in NAGAUR. The 11-digit IFSC RSCB0028099 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Rajasthan State Cooperative Bank Limited at the THE NAGAUR CENTRAL COOP BANK LTD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RSCB0028099 is the IFSC of The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 028099 = branch identifier.
About the bank
The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Nagaur Central Coop Bank Ltd branch in Nagaur, Rajasthan is part of this network and uses the IFSC code RSCB0028099 for all electronic settlement.
Branch details at a glance
| Bank Name | The Rajasthan State Cooperative Bank Limited |
|---|---|
| Branch | The Nagaur Central Coop Bank Ltd |
| IFSC Code | RSCB0028099 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANDHI CHOWK,NAGUAR DISTT.NAGAUR341001 |
| City | Nagaur |
| District | Nagaur |
| State | Rajasthan |
The Nagaur Central Coop Bank Ltd branch overview
Located at GANDHI CHOWK,NAGUAR DISTT.NAGAUR341001, the The Nagaur Central Coop Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0028099 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch came to be assigned the code RSCB0028099.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0028099, money simply cannot be routed to the THE NAGAUR CENTRAL COOP BANK LTD branch electronically.
Products and account variants supported
Every account opened at the The Nagaur Central Coop Bank Ltd branch is mapped to IFSC RSCB0028099 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RSCB0028099.
Products and services
Customers walking into the The Nagaur Central Coop Bank Ltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RSCB0028099
How to transfer money using IFSC RSCB0028099
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0028099 across all three.
How to use IFSC RSCB0028099 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RSCB0028099.
- Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as THE NAGAUR CENTRAL COOP BANK LTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RSCB0028099
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, ensure your bank's portal accepts IFSC RSCB0028099 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Rajasthan State Cooperative Bank Limited THE NAGAUR CENTRAL COOP BANK LTD (IFSC RSCB0028099)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0028099 in your mobile or internet banking app, and the money is credited to the THE NAGAUR CENTRAL COOP BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RSCB0028099 for The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RSCB0028099 | Yes – RSCB0028099 | Yes – RSCB0028099 |
For most retail customers crediting the The Nagaur Central Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RSCB0028099
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD is still mapped to IFSC RSCB0028099. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0028099 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the The Nagaur Central Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0028099 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the The Nagaur Central Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0028099 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD:
- The IFSC is exactly RSCB0028099 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and THE NAGAUR CENTRAL COOP BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Nagaur Central Coop Bank Ltd branch
The branch is located at GANDHI CHOWK,NAGUAR DISTT.NAGAUR341001, which puts it inside Nagaur, the broader Nagaur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited The Nagaur Central Coop Bank Ltd branch” — the verified location pin for IFSC RSCB0028099 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0028099 and your account number.
Verifying IFSC RSCB0028099 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0028099 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Nagaur Central Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0028099 continue to work without interruption.
Branch address & contact
The Rajasthan State Cooperative Bank LimitedThe Nagaur Central Coop Bank Ltd Branch
GANDHI CHOWK,NAGUAR DISTT.NAGAUR341001
Nagaur, Rajasthan
Phone: the branch contact number
IFSC: RSCB0028099
Frequently asked questions
Is IFSC RSCB0028099 valid for NEFT and RTGS?
Yes. IFSC RSCB0028099 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC RSCB0028099 the same for all accounts at The Nagaur Central Coop Bank Ltd branch?
Yes. The IFSC RSCB0028099 is shared by every account held at The Rajasthan State Cooperative Bank Limited's The Nagaur Central Coop Bank Ltd branch. Only the account number changes from customer to customer.
What is the IFSC code of The Rajasthan State Cooperative Bank Limited The Nagaur Central Coop Bank Ltd branch?
The IFSC code of The Rajasthan State Cooperative Bank Limited, The Nagaur Central Coop Bank Ltd branch is RSCB0028099. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC RSCB0028099 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RSCB0028099 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Nagaur Central Coop Bank Ltd branch but serve different purposes.
How quickly will an NEFT transfer using RSCB0028099 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Rajasthan State Cooperative Bank Limited – The Nagaur Central Coop Bank Ltd reflect within 30 minutes.
Summary
The IFSC code RSCB0028099 belongs to The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch, located at GANDHI CHOWK,NAGUAR DISTT.NAGAUR341001 in NAGAUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


