IFSC Code of The Rajasthan State Cooperative Bank Limited, The Nagaur Central Coop Bank Ltd Branch, Rajasthan

If you are searching for the IFSC code of The Rajasthan State Cooperative Bank Limited, THE NAGAUR CENTRAL COOP BANK LTD branch in NAGAUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is RSCB0028012. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NAGAUR CENTRAL COOP BANK LTD branch, and detailed step-by-step guides for using the IFSC RSCB0028012 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RSCB0028012 is the IFSC of The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 028012 = branch identifier.

Bank profile

The Rajasthan State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Nagaur Central Coop Bank Ltd branch — IFSC RSCB0028012 — extends the bank's services to customers in and around Nagaur, Rajasthan.

Branch details at a glance

About the The Nagaur Central Coop Bank Ltd branch

The The Nagaur Central Coop Bank Ltd branch of The Rajasthan State Cooperative Bank Limited is situated at ROL DISTT.NAGAUR341027. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSCB0028012 is used.

Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NAGAUR CENTRAL COOP BANK LTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0028012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0028012 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Nagaur Central Coop Bank Ltd branch

Once you have an account at The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, the IFSC RSCB0028012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Nagaur Central Coop Bank Ltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0028012

How to transfer money using IFSC RSCB0028012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0028012 across all three.

How to use IFSC RSCB0028012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RSCB0028012.
4. Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as THE NAGAUR CENTRAL COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC RSCB0028012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, ensure your bank's portal accepts IFSC RSCB0028012 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, use IMPS. With IFSC RSCB0028012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RSCB0028012 for The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Nagaur Central Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch, the IFSC RSCB0028012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC RSCB0028012

The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE NAGAUR CENTRAL COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0028012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0028012 and the account number together uniquely identify the The Nagaur Central Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC RSCB0028012

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RSCB0028012.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Nagaur Central Coop Bank Ltd branch sits at ROL DISTT.NAGAUR341027. If you are travelling from outside Nagaur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0028012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSCB0028012 for The Rajasthan State Cooperative Bank Limited – THE NAGAUR CENTRAL COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Nagaur Central Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0028012, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RSCB0028012 belongs to The Rajasthan State Cooperative Bank Limited's THE NAGAUR CENTRAL COOP BANK LTD branch, located at ROL DISTT.NAGAUR341027 in NAGAUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.