Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch in KOTA, RAJASTHAN. The branch's IFSC code RSCB0027010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD is RSCB0027010. The first four letters RSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 027010 map to this branch in KOTA, RAJASTHAN.
Branch details at a glance
| Bank Name | The Rajasthan State Cooperative Bank Limited |
|---|---|
| Branch | The Kota Central Coop Bank Ltd |
| IFSC Code | RSCB0027010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KCCB BRANCH,OPP POLICE STATION ITAWADISTRICT KOTA 325004 |
| City | Kota |
| District | Kota |
| State | Rajasthan |
About the bank
The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Kota Central Coop Bank Ltd branch in Kota, Rajasthan is part of this network and uses the IFSC code RSCB0027010 for all electronic settlement.
About this branch
The branch is located at KCCB BRANCH,OPP POLICE STATION ITAWADISTRICT KOTA 325004. It serves the Kota region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Rajasthan State Cooperative Bank Limited. The IFSC RSCB0027010 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch came to be assigned the code RSCB0027010.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0027010, money simply cannot be routed to the THE KOTA CENTRAL COOP BANK LTD branch electronically.
How to transfer money using IFSC RSCB0027010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0027010 across all three.
How to use IFSC RSCB0027010 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RSCB0027010.
- Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as THE KOTA CENTRAL COOP BANK LTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE KOTA CENTRAL COOP BANK LTD
If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0027010 while initiating the transfer and the credit will appear within minutes.
IMPS to The Rajasthan State Cooperative Bank Limited THE KOTA CENTRAL COOP BANK LTD (IFSC RSCB0027010)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0027010 in your mobile or internet banking app, and the money is credited to the THE KOTA CENTRAL COOP BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RSCB0027010 for The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RSCB0027010 | Yes – RSCB0027010 | Yes – RSCB0027010 |
For most retail customers crediting the The Kota Central Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RSCB0027010
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD is still mapped to IFSC RSCB0027010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0027010 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Kota Central Coop Bank Ltd branch
Once you have an account at The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, the IFSC RSCB0027010 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Kota Central Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSCB0027010
MICR & cheque-truncation details
Cheques drawn on the The Kota Central Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0027010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC RSCB0027010
The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE KOTA CENTRAL COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0027010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC RSCB0027010
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RSCB0027010. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the The Kota Central Coop Bank Ltd branch
The branch is located at KCCB BRANCH,OPP POLICE STATION ITAWADISTRICT KOTA 325004, which puts it inside Kota, the broader Kota district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd branch” — the verified location pin for IFSC RSCB0027010 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0027010 and your account number.
Verifying IFSC RSCB0027010 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0027010 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kota Central Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0027010, however, work 24x7.
Branch address & contact
The Rajasthan State Cooperative Bank LimitedThe Kota Central Coop Bank Ltd Branch
KCCB BRANCH,OPP POLICE STATION ITAWADISTRICT KOTA 325004
Kota, Rajasthan
Phone: the branch contact number
IFSC: RSCB0027010
Frequently asked questions
What is the IFSC code of The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd branch?
The IFSC code of The Rajasthan State Cooperative Bank Limited, The Kota Central Coop Bank Ltd branch is RSCB0027010. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC RSCB0027010 valid for NEFT and RTGS?
Yes. IFSC RSCB0027010 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Kota Central Coop Bank Ltd branch but serve different purposes.
Can I use IFSC RSCB0027010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RSCB0027010 to send funds instantly.
How quickly will an NEFT transfer using RSCB0027010 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Rajasthan State Cooperative Bank Limited – The Kota Central Coop Bank Ltd reflect within 30 minutes.
Where is The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd branch located?
The Rajasthan State Cooperative Bank Limited's The Kota Central Coop Bank Ltd branch is located at KCCB BRANCH,OPP POLICE STATION ITAWADISTRICT KOTA 325004, Kota, Rajasthan.
How do I add The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RSCB0027010, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code RSCB0027010 belongs to The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, located at KCCB BRANCH,OPP POLICE STATION ITAWADISTRICT KOTA 325004 in KOTA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
More Articles for IFSC Code
IFSC Code of Zila Sahakri Bank Limited Ghaziabad, Loni Branch, Uttar Pradesh
