IFSC Code of The Rajasthan State Cooperative Bank Limited, The Kota Central Coop Bank Ltd Branch, Rajasthan

Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch in KOTA, RAJASTHAN. The branch's IFSC code RSCB0027002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, the IFSC RSCB0027002 breaks down as follows: RSCB identifies the bank, 0 is the reserved character, and 027002 identifies this particular branch.

Branch details at a glance

Bank profile

The Rajasthan State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Kota Central Coop Bank Ltd branch — IFSC RSCB0027002 — extends the bank's services to customers in and around Kota, Rajasthan.

About the The Kota Central Coop Bank Ltd branch

The The Kota Central Coop Bank Ltd branch of The Rajasthan State Cooperative Bank Limited is situated at KCCB BRANCH NEW DHAN MANDI,NEAR BSNL OFFICE,KOTA324007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSCB0027002 is used.

Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KOTA CENTRAL COOP BANK LTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0027002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0027002 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC RSCB0027002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0027002 across all three.

NEFT to The Rajasthan State Cooperative Bank Limited, THE KOTA CENTRAL COOP BANK LTD using IFSC RSCB0027002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0027002, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE KOTA CENTRAL COOP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0027002 while initiating the transfer and the credit will appear within minutes.

IMPS to The Rajasthan State Cooperative Bank Limited THE KOTA CENTRAL COOP BANK LTD (IFSC RSCB0027002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0027002 in your mobile or internet banking app, and the money is credited to the THE KOTA CENTRAL COOP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RSCB0027002 for The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Kota Central Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, the IFSC RSCB0027002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Kota Central Coop Bank Ltd branch

Once you have an account at The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, the IFSC RSCB0027002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Kota Central Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 744-2364425.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSCB0027002

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0027002 and the account number together uniquely identify the The Kota Central Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Kota Central Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0027002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC RSCB0027002

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RSCB0027002.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Kota Central Coop Bank Ltd branch sits at KCCB BRANCH NEW DHAN MANDI,NEAR BSNL OFFICE,KOTA324007. If you are travelling from outside Kota, search for the branch on a maps application using the bank name and locality, or call 744-2364425 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0027002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSCB0027002 for The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Kota Central Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0027002, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSCB0027002 is the IFSC code of The Rajasthan State Cooperative Bank Limited, THE KOTA CENTRAL COOP BANK LTD branch, in KOTA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.