Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch in KOTA, RAJASTHAN. The branch's IFSC code RSCB0027001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RSCB0027001 is the IFSC of The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 027001 = branch identifier.
About The Rajasthan State Cooperative Bank Limited
The Rajasthan State Cooperative Bank Limited operates a wide network of branches across India, including the The Kota Central Coop Bank Ltd branch in Kota. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RSCB0027001.
About the The Kota Central Coop Bank Ltd branch
The The Kota Central Coop Bank Ltd branch of The Rajasthan State Cooperative Bank Limited is situated at KCCB BRANCH BHIM GANJ MANDI,NEAR POLICE STATION,STATION ROAD KOTA324002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RSCB0027001 is used.
Branch details at a glance
| Bank Name | The Rajasthan State Cooperative Bank Limited |
|---|---|
| Branch | The Kota Central Coop Bank Ltd |
| IFSC Code | RSCB0027001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KCCB BRANCH BHIM GANJ MANDI,NEAR POLICE STATION,STATION ROAD KOTA324002 |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| STD Code | 744 |
| Phone | 2463525 |
Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KOTA CENTRAL COOP BANK LTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0027001 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0027001 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the The Kota Central Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0027001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC RSCB0027001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0027001 across all three.
NEFT to The Rajasthan State Cooperative Bank Limited, THE KOTA CENTRAL COOP BANK LTD using IFSC RSCB0027001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0027001, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RSCB0027001
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, ensure your bank's portal accepts IFSC RSCB0027001 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Rajasthan State Cooperative Bank Limited THE KOTA CENTRAL COOP BANK LTD (IFSC RSCB0027001)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0027001 in your mobile or internet banking app, and the money is credited to the THE KOTA CENTRAL COOP BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RSCB0027001 for The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RSCB0027001 | Yes – RSCB0027001 | Yes – RSCB0027001 |
For most retail customers crediting the The Kota Central Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, the IFSC RSCB0027001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Kota Central Coop Bank Ltd branch is mapped to IFSC RSCB0027001 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RSCB0027001.
Banking services available
The The Kota Central Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 744-2463525.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSCB0027001
Digital banking channels
Most day-to-day work that customers used to do at the The Kota Central Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0027001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The The Kota Central Coop Bank Ltd branch sits at KCCB BRANCH BHIM GANJ MANDI,NEAR POLICE STATION,STATION ROAD KOTA324002. If you are travelling from outside Kota, search for the branch on a maps application using the bank name and locality, or call 744-2463525 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0027001 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD:
- The IFSC is exactly RSCB0027001 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and THE KOTA CENTRAL COOP BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at The Kota Central Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0027001 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RSCB0027001 for The Rajasthan State Cooperative Bank Limited – THE KOTA CENTRAL COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
The Rajasthan State Cooperative Bank LimitedThe Kota Central Coop Bank Ltd Branch
KCCB BRANCH BHIM GANJ MANDI,NEAR POLICE STATION,STATION ROAD KOTA324002
Kota, Rajasthan
Phone: 744-2463525
IFSC: RSCB0027001
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Kota Central Coop Bank Ltd branch but serve different purposes.
Where is The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd branch located?
The Rajasthan State Cooperative Bank Limited's The Kota Central Coop Bank Ltd branch is located at KCCB BRANCH BHIM GANJ MANDI,NEAR POLICE STATION,STATION ROAD KOTA324002, Kota, Rajasthan.
Is IFSC RSCB0027001 valid for NEFT and RTGS?
Yes. IFSC RSCB0027001 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC RSCB0027001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RSCB0027001 to send funds instantly.
Is IFSC RSCB0027001 the same for all accounts at The Kota Central Coop Bank Ltd branch?
Yes. The IFSC RSCB0027001 is shared by every account held at The Rajasthan State Cooperative Bank Limited's The Kota Central Coop Bank Ltd branch. Only the account number changes from customer to customer.
How do I add The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RSCB0027001, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using RSCB0027001 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Rajasthan State Cooperative Bank Limited – The Kota Central Coop Bank Ltd reflect within 30 minutes.
What is the phone number of The Rajasthan State Cooperative Bank Limited The Kota Central Coop Bank Ltd branch?
You can reach the branch at 744-2463525 during regular banking hours.
Summary
The IFSC code RSCB0027001 belongs to The Rajasthan State Cooperative Bank Limited's THE KOTA CENTRAL COOP BANK LTD branch, located at KCCB BRANCH BHIM GANJ MANDI,NEAR POLICE STATION,STATION ROAD KOTA324002 in KOTA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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