If you are searching for the IFSC code of The Rajasthan State Cooperative Bank Limited, THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch in JAIPUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is RSCB0022029. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch, and detailed step-by-step guides for using the IFSC RSCB0022029 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RSCB0022029 is the IFSC of The Rajasthan State Cooperative Bank Limited's THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch. The format is fixed: RSCB = bank code, 0 = reserved, 022029 = branch identifier.
Branch details at a glance
| Bank Name | The Rajasthan State Cooperative Bank Limited |
|---|---|
| Branch | The Jaipur Central Co-Operative Bank Ltd,Harmara |
| IFSC Code | RSCB0022029 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NINDAR MOD, SIKAR ROAD, |
| City | Jaipur |
| District | Jaipur-302013 |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 2264842 |
Bank profile
The Rajasthan State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Jaipur Central Co-Operative Bank Ltd,Harmara branch — IFSC RSCB0022029 — extends the bank's services to customers in and around Jaipur, Rajasthan.
The Jaipur Central Co-Operative Bank Ltd,Harmara branch overview
Located at NINDAR MOD, SIKAR ROAD,, the The Jaipur Central Co-Operative Bank Ltd,Harmara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0022029 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch came to be assigned the code RSCB0022029.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0022029, money simply cannot be routed to the THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch electronically.
How to transfer money using IFSC RSCB0022029
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0022029 across all three.
NEFT to The Rajasthan State Cooperative Bank Limited, THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA using IFSC RSCB0022029
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0022029, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RSCB0022029
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA, ensure your bank's portal accepts IFSC RSCB0022029 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA, use IMPS. With IFSC RSCB0022029 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RSCB0022029 for The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RSCB0022029 | Yes – RSCB0022029 | Yes – RSCB0022029 |
For most retail customers crediting the The Jaipur Central Co-Operative Bank Ltd,Harmara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RSCB0022029
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA is still mapped to IFSC RSCB0022029. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0022029 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the The Jaipur Central Co-Operative Bank Ltd,Harmara branch is mapped to IFSC RSCB0022029 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains RSCB0022029.
Banking services available
The The Jaipur Central Co-Operative Bank Ltd,Harmara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-2264842.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSCB0022029
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0022029 and the account number together uniquely identify the The Jaipur Central Co-Operative Bank Ltd,Harmara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC RSCB0022029
The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0022029 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA:
- The IFSC is exactly RSCB0022029 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Jaipur Central Co-Operative Bank Ltd,Harmara branch
The branch is located at NINDAR MOD, SIKAR ROAD,, which puts it inside Jaipur, the broader Jaipur-302013 district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited The Jaipur Central Co-Operative Bank Ltd,Harmara branch” — the verified location pin for IFSC RSCB0022029 should appear at the top of the results.
- Confirm the branch is open by calling 141-2264842 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0022029 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RSCB0022029 for The Rajasthan State Cooperative Bank Limited – THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Jaipur Central Co-Operative Bank Ltd,Harmara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0022029 continue to work without interruption.
Branch address & contact
The Rajasthan State Cooperative Bank LimitedThe Jaipur Central Co-Operative Bank Ltd,Harmara Branch
NINDAR MOD, SIKAR ROAD,
Jaipur, Rajasthan
Phone: 141-2264842
IFSC: RSCB0022029
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Jaipur Central Co-Operative Bank Ltd,Harmara branch but serve different purposes.
Is IFSC RSCB0022029 valid for NEFT and RTGS?
Yes. IFSC RSCB0022029 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC RSCB0022029 the same for all accounts at The Jaipur Central Co-Operative Bank Ltd,Harmara branch?
Yes. The IFSC RSCB0022029 is shared by every account held at The Rajasthan State Cooperative Bank Limited's The Jaipur Central Co-Operative Bank Ltd,Harmara branch. Only the account number changes from customer to customer.
What is the phone number of The Rajasthan State Cooperative Bank Limited The Jaipur Central Co-Operative Bank Ltd,Harmara branch?
You can reach the branch at 141-2264842 during regular banking hours.
Can I use IFSC RSCB0022029 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RSCB0022029 to send funds instantly.
Does The Rajasthan State Cooperative Bank Limited The Jaipur Central Co-Operative Bank Ltd,Harmara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 141-2264842 to confirm.
How quickly will an NEFT transfer using RSCB0022029 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Rajasthan State Cooperative Bank Limited – The Jaipur Central Co-Operative Bank Ltd,Harmara reflect within 30 minutes.
Final notes
To recap: RSCB0022029 is the IFSC code of The Rajasthan State Cooperative Bank Limited, THE JAIPUR CENTRAL CO-OPERATIVE BANK LTD,HARMARA branch, in JAIPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


