IFSC Code of The Rajasthan State Cooperative Bank Limited, The Ganganagar Kendriya Sahakari Bank Branch, Rajasthan

Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE GANGANAGAR KENDRIYA SAHAKARI BANK branch in GANGANAGAR, RAJASTHAN. The branch's IFSC code RSCB0033031 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Rajasthan State Cooperative Bank Limited's THE GANGANAGAR KENDRIYA SAHAKARI BANK branch, the IFSC RSCB0033031 breaks down as follows: RSCB identifies the bank, 0 is the reserved character, and 033031 identifies this particular branch.

Bank profile

The Rajasthan State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Ganganagar Kendriya Sahakari Bank branch — IFSC RSCB0033031 — extends the bank's services to customers in and around Ganganagar, Rajasthan.

The Ganganagar Kendriya Sahakari Bank branch overview

Located at POLICE THANE KE SAMNE,BIKANER ROAD,RAJISAR 335804, the The Ganganagar Kendriya Sahakari Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0033031 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GANGANAGAR KENDRIYA SAHAKARI BANK of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0033031 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0033031 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Ganganagar Kendriya Sahakari Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0033031 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RSCB0033031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0033031 across all three.

How to use IFSC RSCB0033031 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's THE GANGANAGAR KENDRIYA SAHAKARI BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RSCB0033031.
4. Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as THE GANGANAGAR KENDRIYA SAHAKARI BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE GANGANAGAR KENDRIYA SAHAKARI BANK

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's THE GANGANAGAR KENDRIYA SAHAKARI BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0033031 while initiating the transfer and the credit will appear within minutes.

IMPS to The Rajasthan State Cooperative Bank Limited THE GANGANAGAR KENDRIYA SAHAKARI BANK (IFSC RSCB0033031)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0033031 in your mobile or internet banking app, and the money is credited to the THE GANGANAGAR KENDRIYA SAHAKARI BANK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RSCB0033031 for The Rajasthan State Cooperative Bank Limited – THE GANGANAGAR KENDRIYA SAHAKARI BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Ganganagar Kendriya Sahakari Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RSCB0033031

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – THE GANGANAGAR KENDRIYA SAHAKARI BANK is still mapped to IFSC RSCB0033031. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0033031 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Ganganagar Kendriya Sahakari Bank branch is mapped to IFSC RSCB0033031 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0033031.

Products and services

Customers walking into the The Ganganagar Kendriya Sahakari Bank branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0033031

Digital banking channels

Most day-to-day work that customers used to do at the The Ganganagar Kendriya Sahakari Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0033031 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Ganganagar Kendriya Sahakari Bank branch

The branch is located at POLICE THANE KE SAMNE,BIKANER ROAD,RAJISAR 335804, which puts it inside Ganganagar, the broader Ganganagar district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “The Rajasthan State Cooperative Bank Limited The Ganganagar Kendriya Sahakari Bank branch” — the verified location pin for IFSC RSCB0033031 should appear at the top of the results.
2. Confirm the branch is open by calling 1509-274240 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RSCB0033031 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – THE GANGANAGAR KENDRIYA SAHAKARI BANK:

• The IFSC is exactly RSCB0033031 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and THE GANGANAGAR KENDRIYA SAHAKARI BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Ganganagar Kendriya Sahakari Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0033031, however, work 24x7.

Verifying IFSC RSCB0033031 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0033031 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1509-274240.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSCB0033031 is the IFSC code of The Rajasthan State Cooperative Bank Limited, THE GANGANAGAR KENDRIYA SAHAKARI BANK branch, in GANGANAGAR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.