IFSC Code of The Rajasthan State Cooperative Bank Limited, The Central Coop Bankltd Branch, Rajasthan

Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE CENTRAL COOP BANKLTD branch in BHILWARA, RAJASTHAN. The branch's IFSC code RSCB0016004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RSCB0016004 is the IFSC of The Rajasthan State Cooperative Bank Limited's THE CENTRAL COOP BANKLTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 016004 = branch identifier.

About the bank

The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Central Coop Bankltd branch in Bhilwara, Rajasthan is part of this network and uses the IFSC code RSCB0016004 for all electronic settlement.

About this branch

The branch is located at NEAR KVSS HURDA ROAD GULABPURA,BHILWARA,RAJ.311021. It serves the Bhilwara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Rajasthan State Cooperative Bank Limited. The IFSC RSCB0016004 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Rajasthan State Cooperative Bank Limited's THE CENTRAL COOP BANKLTD branch came to be assigned the code RSCB0016004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RSCB0016004, money simply cannot be routed to the THE CENTRAL COOP BANKLTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Central Coop Bankltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RSCB0016004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RSCB0016004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0016004 across all three.

How to use IFSC RSCB0016004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's THE CENTRAL COOP BANKLTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RSCB0016004.
4. Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as THE CENTRAL COOP BANKLTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE CENTRAL COOP BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's THE CENTRAL COOP BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0016004 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – THE CENTRAL COOP BANKLTD, use IMPS. With IFSC RSCB0016004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RSCB0016004 for The Rajasthan State Cooperative Bank Limited – THE CENTRAL COOP BANKLTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Central Coop Bankltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RSCB0016004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – THE CENTRAL COOP BANKLTD is still mapped to IFSC RSCB0016004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0016004 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Central Coop Bankltd branch is mapped to IFSC RSCB0016004 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0016004.

Products and services

Customers walking into the The Central Coop Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0016004

Online banking and IFSC RSCB0016004

The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE CENTRAL COOP BANKLTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0016004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Central Coop Bankltd branch sits at NEAR KVSS HURDA ROAD GULABPURA,BHILWARA,RAJ.311021. If you are travelling from outside Bhilwara, search for the branch on a maps application using the bank name and locality, or call 1483-223023 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0016004 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – THE CENTRAL COOP BANKLTD:

• The IFSC is exactly RSCB0016004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and THE CENTRAL COOP BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Central Coop Bankltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0016004, however, work 24x7.

Verifying IFSC RSCB0016004 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RSCB0016004 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1483-223023.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSCB0016004 is the IFSC code of The Rajasthan State Cooperative Bank Limited, THE CENTRAL COOP BANKLTD branch, in BHILWARA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.