IFSC Code of The Rajasthan State Cooperative Bank Limited, Baran Kendriya Sahakari Bankltd Branch, Rajasthan

Below are the complete branch details for The Rajasthan State Cooperative Bank Limited, BARAN KENDRIYA SAHAKARI BANKLTD branch, located in BARAN, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is RSCB0039003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RSCB0039003 for The Rajasthan State Cooperative Bank Limited – BARAN KENDRIYA SAHAKARI BANKLTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RSCB0039003 is the IFSC of The Rajasthan State Cooperative Bank Limited's BARAN KENDRIYA SAHAKARI BANKLTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 039003 = branch identifier.

About the bank

The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Baran Kendriya Sahakari Bankltd branch in Baran, Rajasthan is part of this network and uses the IFSC code RSCB0039003 for all electronic settlement.

Baran Kendriya Sahakari Bankltd branch overview

Located at BRANCH ATRU PIN CODE 325218, the Baran Kendriya Sahakari Bankltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0039003 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARAN KENDRIYA SAHAKARI BANKLTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0039003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0039003 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0039003 and the account number together uniquely identify the Baran Kendriya Sahakari Bankltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC RSCB0039003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0039003 across all three.

How to use IFSC RSCB0039003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's BARAN KENDRIYA SAHAKARI BANKLTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RSCB0039003.
4. Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as BARAN KENDRIYA SAHAKARI BANKLTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BARAN KENDRIYA SAHAKARI BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's BARAN KENDRIYA SAHAKARI BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0039003 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Rajasthan State Cooperative Bank Limited – BARAN KENDRIYA SAHAKARI BANKLTD, use IMPS. With IFSC RSCB0039003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Baran Kendriya Sahakari Bankltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSCB0039003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARAN KENDRIYA SAHAKARI BANKLTD is still linked to IFSC RSCB0039003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RSCB0039003

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – BARAN KENDRIYA SAHAKARI BANKLTD is still mapped to IFSC RSCB0039003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0039003 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Baran Kendriya Sahakari Bankltd branch is mapped to IFSC RSCB0039003 on the RBI payments network. The branch generally supports the full retail product catalogue of The Rajasthan State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RSCB0039003.

Banking services available

The Baran Kendriya Sahakari Bankltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9649900175.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RSCB0039003

Digital banking channels

Most day-to-day work that customers used to do at the Baran Kendriya Sahakari Bankltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0039003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Baran Kendriya Sahakari Bankltd branch sits at BRANCH ATRU PIN CODE 325218. If you are travelling from outside Baran, search for the branch on a maps application using the bank name and locality, or call 9649900175 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0039003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Rajasthan State Cooperative Bank Limited – BARAN KENDRIYA SAHAKARI BANKLTD:

• The IFSC is exactly RSCB0039003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Rajasthan State Cooperative Bank Limited as the bank name and BARAN KENDRIYA SAHAKARI BANKLTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baran Kendriya Sahakari Bankltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RSCB0039003, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSCB0039003 for The Rajasthan State Cooperative Bank Limited – BARAN KENDRIYA SAHAKARI BANKLTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: RSCB0039003 is the IFSC code of The Rajasthan State Cooperative Bank Limited, BARAN KENDRIYA SAHAKARI BANKLTD branch, in BARAN, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.