Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE BANSWARA CENTRAL COOP BANKLTD branch in BANSWARA, RAJASTHAN. The branch's IFSC code RSCB0013005 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, RSCB0013005 is the IFSC of The Rajasthan State Cooperative Bank Limited's THE BANSWARA CENTRAL COOP BANKLTD branch. The format is fixed: RSCB = bank code, 0 = reserved, 013005 = branch identifier.
Branch details at a glance
| Bank Name | The Rajasthan State Cooperative Bank Limited |
|---|---|
| Branch | The Banswara Central Coop Bankltd |
| IFSC Code | RSCB0013005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POST OFFICE CHOURAHA,GHANTOL327023 |
| City | Banswara |
| District | Banswara |
| State | Rajasthan |
| STD Code | 2961 |
| Phone | 235138 |
About the bank
The Rajasthan State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Banswara Central Coop Bankltd branch in Banswara, Rajasthan is part of this network and uses the IFSC code RSCB0013005 for all electronic settlement.
The Banswara Central Coop Bankltd branch overview
Located at POST OFFICE CHOURAHA,GHANTOL327023, the The Banswara Central Coop Bankltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0013005 is required for all interbank electronic transfers routed through this branch.
Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE BANSWARA CENTRAL COOP BANKLTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0013005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0013005 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC RSCB0013005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0013005 across all three.
How to use IFSC RSCB0013005 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Rajasthan State Cooperative Bank Limited's THE BANSWARA CENTRAL COOP BANKLTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC RSCB0013005.
- Confirm the bank name auto-populates as The Rajasthan State Cooperative Bank Limited and the branch as THE BANSWARA CENTRAL COOP BANKLTD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC RSCB0013005
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Rajasthan State Cooperative Bank Limited – THE BANSWARA CENTRAL COOP BANKLTD, ensure your bank's portal accepts IFSC RSCB0013005 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Rajasthan State Cooperative Bank Limited THE BANSWARA CENTRAL COOP BANKLTD (IFSC RSCB0013005)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0013005 in your mobile or internet banking app, and the money is credited to the THE BANSWARA CENTRAL COOP BANKLTD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Banswara Central Coop Bankltd
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSCB0013005:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BANSWARA CENTRAL COOP BANKLTD is still linked to IFSC RSCB0013005.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC RSCB0013005
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Rajasthan State Cooperative Bank Limited – THE BANSWARA CENTRAL COOP BANKLTD is still mapped to IFSC RSCB0013005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RSCB0013005 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Banswara Central Coop Bankltd branch
Once you have an account at The Rajasthan State Cooperative Bank Limited – THE BANSWARA CENTRAL COOP BANKLTD, the IFSC RSCB0013005 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Banswara Central Coop Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RSCB0013005
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0013005 and the account number together uniquely identify the The Banswara Central Coop Bankltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the The Banswara Central Coop Bankltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RSCB0013005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC RSCB0013005
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Rajasthan State Cooperative Bank Limited – THE BANSWARA CENTRAL COOP BANKLTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
RSCB0013005. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Banswara Central Coop Bankltd branch sits at POST OFFICE CHOURAHA,GHANTOL327023. If you are travelling from outside Banswara, search for the branch on a maps application using the bank name and locality, or call 2961-235138 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0013005 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC RSCB0013005 for The Rajasthan State Cooperative Bank Limited – THE BANSWARA CENTRAL COOP BANKLTD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at The Banswara Central Coop Bankltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0013005 continue to work without interruption.
Branch address & contact
The Rajasthan State Cooperative Bank LimitedThe Banswara Central Coop Bankltd Branch
POST OFFICE CHOURAHA,GHANTOL327023
Banswara, Rajasthan
Phone: 2961-235138
IFSC: RSCB0013005
Frequently asked questions
Is IFSC RSCB0013005 the same for all accounts at The Banswara Central Coop Bankltd branch?
Yes. The IFSC RSCB0013005 is shared by every account held at The Rajasthan State Cooperative Bank Limited's The Banswara Central Coop Bankltd branch. Only the account number changes from customer to customer.
Does The Rajasthan State Cooperative Bank Limited The Banswara Central Coop Bankltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2961-235138 to confirm.
Where is The Rajasthan State Cooperative Bank Limited The Banswara Central Coop Bankltd branch located?
The Rajasthan State Cooperative Bank Limited's The Banswara Central Coop Bankltd branch is located at POST OFFICE CHOURAHA,GHANTOL327023, Banswara, Rajasthan.
Can I use IFSC RSCB0013005 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RSCB0013005 to send funds instantly.
Is IFSC RSCB0013005 valid for NEFT and RTGS?
Yes. IFSC RSCB0013005 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add The Rajasthan State Cooperative Bank Limited The Banswara Central Coop Bankltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RSCB0013005, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code RSCB0013005 belongs to The Rajasthan State Cooperative Bank Limited's THE BANSWARA CENTRAL COOP BANKLTD branch, located at POST OFFICE CHOURAHA,GHANTOL327023 in BANSWARA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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