IFSC Code of The Rajasthan State Cooperative Bank Limited, The Alwar Central Coop Bankltd Branch, Rajasthan

Use this page as a one-stop reference for everything related to The Rajasthan State Cooperative Bank Limited's THE ALWAR CENTRAL COOP BANKLTD branch in ALWAR, RAJASTHAN. The branch's IFSC code RSCB0012003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Rajasthan State Cooperative Bank Limited – THE ALWAR CENTRAL COOP BANKLTD is RSCB0012003. The first four letters RSCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 012003 map to this branch in ALWAR, RAJASTHAN.

Bank profile

The Rajasthan State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Alwar Central Coop Bankltd branch — IFSC RSCB0012003 — extends the bank's services to customers in and around Alwar, Rajasthan.

The Alwar Central Coop Bankltd branch overview

Located at KISHANGARH ROAD,NEAR RAILWAY FATAK301404, the The Alwar Central Coop Bankltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC RSCB0012003 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every The Rajasthan State Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE ALWAR CENTRAL COOP BANKLTD of The Rajasthan State Cooperative Bank Limited — its own 11-character IFSC. The code RSCB0012003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RSCB0012003 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Rajasthan State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RSCB0012003 and the account number together uniquely identify the The Alwar Central Coop Bankltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC RSCB0012003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RSCB0012003 across all three.

NEFT to The Rajasthan State Cooperative Bank Limited, THE ALWAR CENTRAL COOP BANKLTD using IFSC RSCB0012003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RSCB0012003, and confirm that the system picks up The Rajasthan State Cooperative Bank Limited – THE ALWAR CENTRAL COOP BANKLTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE ALWAR CENTRAL COOP BANKLTD

If you need to transfer ₹2 lakh or more in one go to an account at The Rajasthan State Cooperative Bank Limited's THE ALWAR CENTRAL COOP BANKLTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RSCB0012003 while initiating the transfer and the credit will appear within minutes.

IMPS to The Rajasthan State Cooperative Bank Limited THE ALWAR CENTRAL COOP BANKLTD (IFSC RSCB0012003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RSCB0012003 in your mobile or internet banking app, and the money is credited to the THE ALWAR CENTRAL COOP BANKLTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Alwar Central Coop Bankltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RSCB0012003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE ALWAR CENTRAL COOP BANKLTD is still linked to IFSC RSCB0012003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Rajasthan State Cooperative Bank Limited's THE ALWAR CENTRAL COOP BANKLTD branch, the IFSC RSCB0012003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Alwar Central Coop Bankltd branch

Once you have an account at The Rajasthan State Cooperative Bank Limited – THE ALWAR CENTRAL COOP BANKLTD, the IFSC RSCB0012003 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Alwar Central Coop Bankltd branch can access most of The Rajasthan State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RSCB0012003

Online banking and IFSC RSCB0012003

The Rajasthan State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THE ALWAR CENTRAL COOP BANKLTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RSCB0012003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Alwar Central Coop Bankltd branch sits at KISHANGARH ROAD,NEAR RAILWAY FATAK301404. If you are travelling from outside Alwar, search for the branch on a maps application using the bank name and locality, or call 1460-222093 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RSCB0012003 and your account number.

Common mistakes to avoid when using IFSC RSCB0012003

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Rajasthan State Cooperative Bank Limited – THE ALWAR CENTRAL COOP BANKLTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RSCB0012003.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Alwar Central Coop Bankltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RSCB0012003 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RSCB0012003 for The Rajasthan State Cooperative Bank Limited – THE ALWAR CENTRAL COOP BANKLTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RSCB0012003 belongs to The Rajasthan State Cooperative Bank Limited's THE ALWAR CENTRAL COOP BANKLTD branch, located at KISHANGARH ROAD,NEAR RAILWAY FATAK301404 in ALWAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.