IFSC Code of The Punjab State Cooperative Bank Ltd, Branch Office Twenty-Two Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for The Punjab State Cooperative Bank Ltd, BRANCH OFFICE TWENTY-TWO branch in CHANDIGARH. The 11-digit IFSC TPSC0000007 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Punjab State Cooperative Bank Ltd at the BRANCH OFFICE TWENTY-TWO location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TPSC0000007 is the IFSC of The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-TWO branch. The format is fixed: TPSC = bank code, 0 = reserved, 000007 = branch identifier.

Bank profile

The Punjab State Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch Office Twenty-Two branch — IFSC TPSC0000007 — extends the bank's services to customers in and around Chandigarh, Punjab.

Branch Office Twenty-Two branch overview

Located at SCO.2453, SECTOR.22-C, the Branch Office Twenty-Two branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TPSC0000007 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-TWO branch came to be assigned the code TPSC0000007.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TPSC0000007, money simply cannot be routed to the BRANCH OFFICE TWENTY-TWO branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Punjab State Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TPSC0000007 and the account number together uniquely identify the Branch Office Twenty-Two branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TPSC0000007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TPSC0000007 across all three.

How to use IFSC TPSC0000007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-TWO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TPSC0000007.
4. Confirm the bank name auto-populates as The Punjab State Cooperative Bank Ltd and the branch as BRANCH OFFICE TWENTY-TWO.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BRANCH OFFICE TWENTY-TWO

If you need to transfer ₹2 lakh or more in one go to an account at The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-TWO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TPSC0000007 while initiating the transfer and the credit will appear within minutes.

IMPS to The Punjab State Cooperative Bank Ltd BRANCH OFFICE TWENTY-TWO (IFSC TPSC0000007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TPSC0000007 in your mobile or internet banking app, and the money is credited to the BRANCH OFFICE TWENTY-TWO branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TPSC0000007 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-TWO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Branch Office Twenty-Two branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TPSC0000007

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-TWO is still mapped to IFSC TPSC0000007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TPSC0000007 and the beneficiary's account number to complete the transfer.

Account types you can open at the Branch Office Twenty-Two branch

Once you have an account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-TWO, the IFSC TPSC0000007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Branch Office Twenty-Two branch can access most of The Punjab State Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TPSC0000007

Digital banking channels

Most day-to-day work that customers used to do at the Branch Office Twenty-Two branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TPSC0000007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Branch Office Twenty-Two branch

The branch is located at SCO.2453, SECTOR.22-C, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “The Punjab State Cooperative Bank Ltd Branch Office Twenty-Two branch” — the verified location pin for IFSC TPSC0000007 should appear at the top of the results.
2. Confirm the branch is open by calling 172-5061416 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TPSC0000007 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-TWO:

• The IFSC is exactly TPSC0000007 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Punjab State Cooperative Bank Ltd as the bank name and BRANCH OFFICE TWENTY-TWO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Branch Office Twenty-Two are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TPSC0000007 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TPSC0000007 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-TWO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: TPSC0000007 is the IFSC code of The Punjab State Cooperative Bank Ltd, BRANCH OFFICE TWENTY-TWO branch, in CHANDIGARH, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.