IFSC Code of The Punjab State Cooperative Bank Ltd, Branch Office Twenty-Seven Branch, Punjab

If you are searching for the IFSC code of The Punjab State Cooperative Bank Ltd, BRANCH OFFICE TWENTY-SEVEN branch in CHANDIGARH, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is TPSC0000008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH OFFICE TWENTY-SEVEN branch, and detailed step-by-step guides for using the IFSC TPSC0000008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-SEVEN branch, the IFSC TPSC0000008 breaks down as follows: TPSC identifies the bank, 0 is the reserved character, and 000008 identifies this particular branch.

Bank profile

The Punjab State Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch Office Twenty-Seven branch — IFSC TPSC0000008 — extends the bank's services to customers in and around Chandigarh, Punjab.

About this branch

The branch is located at SCF.3, SECTOR.27-D. It serves the Chandigarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Punjab State Cooperative Bank Ltd. The IFSC TPSC0000008 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-SEVEN branch came to be assigned the code TPSC0000008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TPSC0000008, money simply cannot be routed to the BRANCH OFFICE TWENTY-SEVEN branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Punjab State Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TPSC0000008 and the account number together uniquely identify the Branch Office Twenty-Seven branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC TPSC0000008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TPSC0000008 across all three.

How to use IFSC TPSC0000008 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-SEVEN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TPSC0000008.
4. Confirm the bank name auto-populates as The Punjab State Cooperative Bank Ltd and the branch as BRANCH OFFICE TWENTY-SEVEN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BRANCH OFFICE TWENTY-SEVEN

If you need to transfer ₹2 lakh or more in one go to an account at The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-SEVEN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TPSC0000008 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-SEVEN, use IMPS. With IFSC TPSC0000008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Branch Office Twenty-Seven

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TPSC0000008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH OFFICE TWENTY-SEVEN is still linked to IFSC TPSC0000008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TPSC0000008

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-SEVEN is still mapped to IFSC TPSC0000008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TPSC0000008 and the beneficiary's account number to complete the transfer.

Account types you can open at the Branch Office Twenty-Seven branch

Once you have an account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-SEVEN, the IFSC TPSC0000008 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Branch Office Twenty-Seven branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-5061424.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TPSC0000008

Online banking and IFSC TPSC0000008

The Punjab State Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the BRANCH OFFICE TWENTY-SEVEN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TPSC0000008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Branch Office Twenty-Seven branch sits at SCF.3, SECTOR.27-D. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 172-5061424 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TPSC0000008 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-SEVEN:

• The IFSC is exactly TPSC0000008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Punjab State Cooperative Bank Ltd as the bank name and BRANCH OFFICE TWENTY-SEVEN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Branch Office Twenty-Seven are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TPSC0000008 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TPSC0000008 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE TWENTY-SEVEN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TPSC0000008 belongs to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE TWENTY-SEVEN branch, located at SCF.3, SECTOR.27-D in CHANDIGARH, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.