This page lists the IFSC code, branch address, contact number and fund-transfer information for The Punjab State Cooperative Bank Ltd, BRANCH OFFICE THIRTY-SEVEN branch in CHANDIGARH. The 11-digit IFSC TPSC0000023 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The Punjab State Cooperative Bank Ltd at the BRANCH OFFICE THIRTY-SEVEN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, TPSC0000023 is the IFSC of The Punjab State Cooperative Bank Ltd's BRANCH OFFICE THIRTY-SEVEN branch. The format is fixed: TPSC = bank code, 0 = reserved, 000023 = branch identifier.
Bank profile
The Punjab State Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch Office Thirty-Seven branch — IFSC TPSC0000023 — extends the bank's services to customers in and around Chandigarh, Punjab.
Branch details at a glance
| Bank Name | The Punjab State Cooperative Bank Ltd |
|---|---|
| Branch | Branch Office Thirty-Seven |
| IFSC Code | TPSC0000023 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO.392, SECTOR.37-C |
| City | Chandigarh |
| District | Chandigarh |
| State | Punjab |
| STD Code | 172 |
| Phone | 5061407 |
About this branch
The branch is located at SCO.392, SECTOR.37-C. It serves the Chandigarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Punjab State Cooperative Bank Ltd. The IFSC TPSC0000023 is used to identify this branch on the RBI payments network.
Why every The Punjab State Cooperative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BRANCH OFFICE THIRTY-SEVEN of The Punjab State Cooperative Bank Ltd — its own 11-character IFSC. The code TPSC0000023 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TPSC0000023 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Branch Office Thirty-Seven branch
Once you have an account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-SEVEN, the IFSC TPSC0000023 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Branch Office Thirty-Seven branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-5061407.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TPSC0000023
How to transfer money using IFSC TPSC0000023
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TPSC0000023 across all three.
NEFT to The Punjab State Cooperative Bank Ltd, BRANCH OFFICE THIRTY-SEVEN using IFSC TPSC0000023
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TPSC0000023, and confirm that the system picks up The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-SEVEN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TPSC0000023
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-SEVEN, ensure your bank's portal accepts IFSC TPSC0000023 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The Punjab State Cooperative Bank Ltd BRANCH OFFICE THIRTY-SEVEN (IFSC TPSC0000023)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TPSC0000023 in your mobile or internet banking app, and the money is credited to the BRANCH OFFICE THIRTY-SEVEN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TPSC0000023 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-SEVEN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TPSC0000023 | Yes – TPSC0000023 | Yes – TPSC0000023 |
For most retail customers crediting the Branch Office Thirty-Seven branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC TPSC0000023
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-SEVEN is still mapped to IFSC TPSC0000023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TPSC0000023 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Branch Office Thirty-Seven branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TPSC0000023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Branch Office Thirty-Seven branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TPSC0000023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC TPSC0000023
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-SEVEN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
TPSC0000023. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Branch Office Thirty-Seven branch sits at SCO.392, SECTOR.37-C. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 172-5061407 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TPSC0000023 and your account number.
Verifying IFSC TPSC0000023 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TPSC0000023 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 172-5061407.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Branch Office Thirty-Seven branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TPSC0000023, however, work 24x7.
Branch address & contact
The Punjab State Cooperative Bank LtdBranch Office Thirty-Seven Branch
SCO.392, SECTOR.37-C
Chandigarh, Punjab
Phone: 172-5061407
IFSC: TPSC0000023
Frequently asked questions
How do I add The Punjab State Cooperative Bank Ltd Branch Office Thirty-Seven as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TPSC0000023, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using TPSC0000023 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Punjab State Cooperative Bank Ltd – Branch Office Thirty-Seven reflect within 30 minutes.
Is IFSC TPSC0000023 valid for NEFT and RTGS?
Yes. IFSC TPSC0000023 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does The Punjab State Cooperative Bank Ltd Branch Office Thirty-Seven branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 172-5061407 to confirm.
Is IFSC TPSC0000023 the same for all accounts at Branch Office Thirty-Seven branch?
Yes. The IFSC TPSC0000023 is shared by every account held at The Punjab State Cooperative Bank Ltd's Branch Office Thirty-Seven branch. Only the account number changes from customer to customer.
Can I use IFSC TPSC0000023 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TPSC0000023 to send funds instantly.
What is the phone number of The Punjab State Cooperative Bank Ltd Branch Office Thirty-Seven branch?
You can reach the branch at 172-5061407 during regular banking hours.
What is the IFSC code of The Punjab State Cooperative Bank Ltd Branch Office Thirty-Seven branch?
The IFSC code of The Punjab State Cooperative Bank Ltd, Branch Office Thirty-Seven branch is TPSC0000023. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: TPSC0000023 is the IFSC code of The Punjab State Cooperative Bank Ltd, BRANCH OFFICE THIRTY-SEVEN branch, in CHANDIGARH, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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