IFSC Code of The Punjab State Cooperative Bank Ltd, Branch Office Thirty-Four Branch, Punjab

Below are the complete branch details for The Punjab State Cooperative Bank Ltd, BRANCH OFFICE THIRTY-FOUR branch, located in CHANDIGARH, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is TPSC0000003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TPSC0000003 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-FOUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TPSC0000003 is the IFSC of The Punjab State Cooperative Bank Ltd's BRANCH OFFICE THIRTY-FOUR branch. The format is fixed: TPSC = bank code, 0 = reserved, 000003 = branch identifier.

Branch details at a glance

Bank profile

The Punjab State Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch Office Thirty-Four branch — IFSC TPSC0000003 — extends the bank's services to customers in and around Chandigarh, Punjab.

About the Branch Office Thirty-Four branch

The Branch Office Thirty-Four branch of The Punjab State Cooperative Bank Ltd is situated at GROUND FLOOR MAIN BRANCH, SCO.175-187, SECTOR-34A. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TPSC0000003 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Punjab State Cooperative Bank Ltd's BRANCH OFFICE THIRTY-FOUR branch came to be assigned the code TPSC0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TPSC0000003, money simply cannot be routed to the BRANCH OFFICE THIRTY-FOUR branch electronically.

How to transfer money using IFSC TPSC0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TPSC0000003 across all three.

How to use IFSC TPSC0000003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE THIRTY-FOUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TPSC0000003.
4. Confirm the bank name auto-populates as The Punjab State Cooperative Bank Ltd and the branch as BRANCH OFFICE THIRTY-FOUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BRANCH OFFICE THIRTY-FOUR

If you need to transfer ₹2 lakh or more in one go to an account at The Punjab State Cooperative Bank Ltd's BRANCH OFFICE THIRTY-FOUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TPSC0000003 while initiating the transfer and the credit will appear within minutes.

IMPS to The Punjab State Cooperative Bank Ltd BRANCH OFFICE THIRTY-FOUR (IFSC TPSC0000003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TPSC0000003 in your mobile or internet banking app, and the money is credited to the BRANCH OFFICE THIRTY-FOUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Branch Office Thirty-Four

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TPSC0000003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH OFFICE THIRTY-FOUR is still linked to IFSC TPSC0000003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Punjab State Cooperative Bank Ltd's BRANCH OFFICE THIRTY-FOUR branch, the IFSC TPSC0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Branch Office Thirty-Four branch is mapped to IFSC TPSC0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of The Punjab State Cooperative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TPSC0000003.

Banking services available

The Branch Office Thirty-Four branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-5061405.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TPSC0000003

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Punjab State Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TPSC0000003 and the account number together uniquely identify the Branch Office Thirty-Four branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Branch Office Thirty-Four branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TPSC0000003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC TPSC0000003

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-FOUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TPSC0000003.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Branch Office Thirty-Four branch

The branch is located at GROUND FLOOR MAIN BRANCH, SCO.175-187, SECTOR-34A, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “The Punjab State Cooperative Bank Ltd Branch Office Thirty-Four branch” — the verified location pin for IFSC TPSC0000003 should appear at the top of the results.
2. Confirm the branch is open by calling 172-5061405 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TPSC0000003 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TPSC0000003 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE THIRTY-FOUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Branch Office Thirty-Four are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TPSC0000003 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TPSC0000003 is the IFSC code of The Punjab State Cooperative Bank Ltd, BRANCH OFFICE THIRTY-FOUR branch, in CHANDIGARH, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.