IFSC Code of The Punjab State Cooperative Bank Ltd, Branch Office Forty Branch, Punjab

If you are searching for the IFSC code of The Punjab State Cooperative Bank Ltd, BRANCH OFFICE FORTY branch in CHANDIGARH, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is TPSC0000014. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BRANCH OFFICE FORTY branch, and detailed step-by-step guides for using the IFSC TPSC0000014 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TPSC0000014 is the IFSC of The Punjab State Cooperative Bank Ltd's BRANCH OFFICE FORTY branch. The format is fixed: TPSC = bank code, 0 = reserved, 000014 = branch identifier.

Bank profile

The Punjab State Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch Office Forty branch — IFSC TPSC0000014 — extends the bank's services to customers in and around Chandigarh, Punjab.

Branch details at a glance

About the Branch Office Forty branch

The Branch Office Forty branch of The Punjab State Cooperative Bank Ltd is situated at SCO.232, SECTOR- 40-D. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TPSC0000014 is used.

Why every The Punjab State Cooperative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BRANCH OFFICE FORTY of The Punjab State Cooperative Bank Ltd — its own 11-character IFSC. The code TPSC0000014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TPSC0000014 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Branch Office Forty branch

Once you have an account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE FORTY, the IFSC TPSC0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Branch Office Forty branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 172-5061409.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TPSC0000014

How to transfer money using IFSC TPSC0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TPSC0000014 across all three.

How to use IFSC TPSC0000014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE FORTY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TPSC0000014.
4. Confirm the bank name auto-populates as The Punjab State Cooperative Bank Ltd and the branch as BRANCH OFFICE FORTY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BRANCH OFFICE FORTY

If you need to transfer ₹2 lakh or more in one go to an account at The Punjab State Cooperative Bank Ltd's BRANCH OFFICE FORTY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TPSC0000014 while initiating the transfer and the credit will appear within minutes.

IMPS to The Punjab State Cooperative Bank Ltd BRANCH OFFICE FORTY (IFSC TPSC0000014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TPSC0000014 in your mobile or internet banking app, and the money is credited to the BRANCH OFFICE FORTY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Branch Office Forty

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TPSC0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH OFFICE FORTY is still linked to IFSC TPSC0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Punjab State Cooperative Bank Ltd's BRANCH OFFICE FORTY branch, the IFSC TPSC0000014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Branch Office Forty branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TPSC0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Punjab State Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TPSC0000014 and the account number together uniquely identify the Branch Office Forty branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE FORTY:

• The IFSC is exactly TPSC0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Punjab State Cooperative Bank Ltd as the bank name and BRANCH OFFICE FORTY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Branch Office Forty branch

The branch is located at SCO.232, SECTOR- 40-D, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “The Punjab State Cooperative Bank Ltd Branch Office Forty branch” — the verified location pin for IFSC TPSC0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 172-5061409 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TPSC0000014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TPSC0000014 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE FORTY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Branch Office Forty are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TPSC0000014 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TPSC0000014 belongs to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE FORTY branch, located at SCO.232, SECTOR- 40-D in CHANDIGARH, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.