IFSC Code of The Punjab State Cooperative Bank Ltd, Branch Office Eight Branch, Punjab

Below are the complete branch details for The Punjab State Cooperative Bank Ltd, BRANCH OFFICE EIGHT branch, located in CHANDIGARH, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is TPSC0000004. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TPSC0000004 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT is TPSC0000004. The first four letters TPSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000004 map to this branch in CHANDIGARH, PUNJAB.

Branch details at a glance

Bank profile

The Punjab State Cooperative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch Office Eight branch — IFSC TPSC0000004 — extends the bank's services to customers in and around Chandigarh, Punjab.

About this branch

The branch is located at SCO.130-131, SECTOR- 8-C. It serves the Chandigarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The Punjab State Cooperative Bank Ltd. The IFSC TPSC0000004 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Punjab State Cooperative Bank Ltd's BRANCH OFFICE EIGHT branch came to be assigned the code TPSC0000004.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TPSC0000004, money simply cannot be routed to the BRANCH OFFICE EIGHT branch electronically.

How to transfer money using IFSC TPSC0000004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TPSC0000004 across all three.

NEFT to The Punjab State Cooperative Bank Ltd, BRANCH OFFICE EIGHT using IFSC TPSC0000004

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TPSC0000004, and confirm that the system picks up The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TPSC0000004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT, ensure your bank's portal accepts IFSC TPSC0000004 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The Punjab State Cooperative Bank Ltd BRANCH OFFICE EIGHT (IFSC TPSC0000004)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TPSC0000004 in your mobile or internet banking app, and the money is credited to the BRANCH OFFICE EIGHT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Branch Office Eight

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TPSC0000004:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH OFFICE EIGHT is still linked to IFSC TPSC0000004.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TPSC0000004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT is still mapped to IFSC TPSC0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TPSC0000004 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Branch Office Eight branch is mapped to IFSC TPSC0000004 on the RBI payments network. The branch generally supports the full retail product catalogue of The Punjab State Cooperative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TPSC0000004.

Products and services

Customers walking into the Branch Office Eight branch can access most of The Punjab State Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TPSC0000004

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The Punjab State Cooperative Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TPSC0000004 and the account number together uniquely identify the Branch Office Eight branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Branch Office Eight branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TPSC0000004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT:

• The IFSC is exactly TPSC0000004 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The Punjab State Cooperative Bank Ltd as the bank name and BRANCH OFFICE EIGHT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Branch Office Eight branch sits at SCO.130-131, SECTOR- 8-C. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 172-5061427 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TPSC0000004 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TPSC0000004 for The Punjab State Cooperative Bank Ltd – BRANCH OFFICE EIGHT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Branch Office Eight branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TPSC0000004, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TPSC0000004 belongs to The Punjab State Cooperative Bank Ltd's BRANCH OFFICE EIGHT branch, located at SCO.130-131, SECTOR- 8-C in CHANDIGARH, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.