Use this page as a one-stop reference for everything related to The Nilambur Cooperative Urban Bank Limited Nilambur's MAMPAD BRANCH branch in MALAPPURAM, KERALA. The branch's IFSC code NCUB0000023 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, NCUB0000023 is the IFSC of The Nilambur Cooperative Urban Bank Limited Nilambur's MAMPAD BRANCH branch. The format is fixed: NCUB = bank code, 0 = reserved, 000023 = branch identifier.
About the bank
The Nilambur Cooperative Urban Bank Limited Nilambur serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mampad Branch branch in Malappuram, Kerala is part of this network and uses the IFSC code NCUB0000023 for all electronic settlement.
About the Mampad Branch branch
The Mampad Branch branch of The Nilambur Cooperative Urban Bank Limited Nilambur is situated at WEE THREE TOWER,MAMPAD POST,MAMPAD -676542,MALAPPURAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NCUB0000023 is used.
Branch details at a glance
| Bank Name | The Nilambur Cooperative Urban Bank Limited Nilambur |
|---|---|
| Branch | Mampad Branch |
| IFSC Code | NCUB0000023 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WEE THREE TOWER,MAMPAD POST,MAMPAD -676542,MALAPPURAM |
| City | Malappuram |
| District | Mampad |
| State | Kerala |
| Phone | 201023 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The Nilambur Cooperative Urban Bank Limited Nilambur's MAMPAD BRANCH branch came to be assigned the code NCUB0000023.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NCUB0000023, money simply cannot be routed to the MAMPAD BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The Nilambur Cooperative Urban Bank Limited Nilambur carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NCUB0000023 and the account number together uniquely identify the Mampad Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC NCUB0000023
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NCUB0000023 across all three.
NEFT to The Nilambur Cooperative Urban Bank Limited Nilambur, MAMPAD BRANCH using IFSC NCUB0000023
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NCUB0000023, and confirm that the system picks up The Nilambur Cooperative Urban Bank Limited Nilambur – MAMPAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAMPAD BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at The Nilambur Cooperative Urban Bank Limited Nilambur's MAMPAD BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NCUB0000023 while initiating the transfer and the credit will appear within minutes.
IMPS to The Nilambur Cooperative Urban Bank Limited Nilambur MAMPAD BRANCH (IFSC NCUB0000023)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NCUB0000023 in your mobile or internet banking app, and the money is credited to the MAMPAD BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mampad Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NCUB0000023:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAMPAD BRANCH is still linked to IFSC NCUB0000023.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The Nilambur Cooperative Urban Bank Limited Nilambur's MAMPAD BRANCH branch, the IFSC NCUB0000023 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mampad Branch branch is mapped to IFSC NCUB0000023 on the RBI payments network. The branch generally supports the full retail product catalogue of The Nilambur Cooperative Urban Bank Limited Nilambur, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains NCUB0000023.
Banking services available
The Mampad Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 201023.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC NCUB0000023
Digital banking channels
Most day-to-day work that customers used to do at the Mampad Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NCUB0000023 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Mampad Branch branch sits at WEE THREE TOWER,MAMPAD POST,MAMPAD -676542,MALAPPURAM. If you are travelling from outside Malappuram, search for the branch on a maps application using the bank name and locality, or call 201023 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NCUB0000023 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The Nilambur Cooperative Urban Bank Limited Nilambur – MAMPAD BRANCH:
- The IFSC is exactly NCUB0000023 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills The Nilambur Cooperative Urban Bank Limited Nilambur as the bank name and MAMPAD BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mampad Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NCUB0000023, however, work 24x7.
Verifying IFSC NCUB0000023 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NCUB0000023 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 201023.
- Visiting the bank's official branch locator page.
Branch address & contact
The Nilambur Cooperative Urban Bank Limited NilamburMampad Branch Branch
WEE THREE TOWER,MAMPAD POST,MAMPAD -676542,MALAPPURAM
Malappuram, Kerala
Phone: 201023
IFSC: NCUB0000023
Frequently asked questions
Where is The Nilambur Cooperative Urban Bank Limited Nilambur Mampad Branch branch located?
The Nilambur Cooperative Urban Bank Limited Nilambur's Mampad Branch branch is located at WEE THREE TOWER,MAMPAD POST,MAMPAD -676542,MALAPPURAM, Malappuram, Kerala.
How quickly will an NEFT transfer using NCUB0000023 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to The Nilambur Cooperative Urban Bank Limited Nilambur – Mampad Branch reflect within 30 minutes.
Is IFSC NCUB0000023 the same for all accounts at Mampad Branch branch?
Yes. The IFSC NCUB0000023 is shared by every account held at The Nilambur Cooperative Urban Bank Limited Nilambur's Mampad Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mampad Branch branch but serve different purposes.
Can I use IFSC NCUB0000023 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NCUB0000023 to send funds instantly.
Is IFSC NCUB0000023 valid for NEFT and RTGS?
Yes. IFSC NCUB0000023 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of The Nilambur Cooperative Urban Bank Limited Nilambur Mampad Branch branch?
You can reach the branch at 201023 during regular banking hours.
How do I add The Nilambur Cooperative Urban Bank Limited Nilambur Mampad Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC NCUB0000023, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code NCUB0000023 belongs to The Nilambur Cooperative Urban Bank Limited Nilambur's MAMPAD BRANCH branch, located at WEE THREE TOWER,MAMPAD POST,MAMPAD -676542,MALAPPURAM in MALAPPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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